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Remember Netscape browser? Class of ’18 doesn’t

DINESH RAMDE
Associated Press

MILWAUKEE (AP) — If you want to feel old, this might do it: Madonna’s daughter, Lourdes Ciccone Leon, has enrolled as a freshman at the University of Michigan.

Leon’s choice of the same university her mother once attended is one of the milestones marked this year by the Beloit College Mindset List, a nonscientific compilation meant to remind teachers that college freshmen, born mostly in 1996, see the world in a much different way.

They’ve grown up with Facebook, selfies and web-based TV. And to them, watching cartoons has meant catching “The Simpsons” and “Family Guy” instead of Saturday morning fare.

The compilation, released Tuesday, has been assembled every year since 1998 by Ron Nief and Tom McBride, officials at the private college in southeastern Wisconsin. Over the years it has evolved into a cultural touchstone that entertains even as people wonder where the years have gone.

Here’s a look at a few of the landmark events that took place around 1996, the year Leon and most of her incoming classmates were born:

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HELLO, DOLLY

No. 23: Cloning has always been a fact, not science fiction.

Scottish scientists announced in 1997 that Dolly the sheep, the world’s first cloned animal, had been born the previous year. She’d been cloned using a process in which DNA was removed from one sheep’s egg cell and replaced with genetic material from another sheep, and then implanted into a surrogate mother. Dolly was euthanized in 2003 after she developed lung disease.

Since then scientists have cloned more than a dozen kinds of mammals, including pigs and lambs.

Dolly’s creation captured the public imagination and instantly became a scientific sensation, opening up a range of human therapeutic options but also raising serious questions about the ethics of cloning.

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CASUALTY OF BROWSER WARS

No. 46: They have probably never used Netscape for web browsing.

Netscape Communications helped popularize and commercialize the Internet during the mid-1990s with its Navigator web browser. Around the same time, Microsoft Corp. released the first version of its Internet Explorer browser, which it went on to integrate so tightly into Windows functions that many web users simply used Explorer by default. The U.S. Justice Department and several states ultimately sued Microsoft, accusing it of using its monopoly control over Windows to shut out competitors in other markets. The company fought the charges for years before settling in 2002.

Microsoft’s strategy also contributed to another item on the Mindset List:

No. 37. Bill Gates has always been the richest man in the U.S.

The Microsoft co-founder has been the nation’s wealthiest man for 20 straight years, and the richest in the world for 15 of those years. Forbes estimated his net worth at $72 billion last year, helped by a rebound in Microsoft’s stock price. However, he believes in sharing the wealth. He has helped convince over 100 super-rich people to pledge to donate at least half their net worth to charity.

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WOMEN IN SPORTS

No. 32: Female referees have always officiated NBA games.

Violet Palmer broke barriers in 1997 when she became the first woman to referee an NBA game. She withstood plenty of scrutiny from her first tipoff, proving she could handle players’ complaints and histrionics with professionalism. She has officiated playoff games and the 2014 All-Star Game.

In 2012, Shannon Eastin became the first woman to be an official in an NFL regular-season game when she was the line judge in a Rams-Lions matchup. Bernice Gera became the first woman to work in baseball’s minor leagues in 1972 as an umpire in a New York-Penn League game. Pam Postema umpired major league spring training games in 1989 and Triple-A baseball for six seasons.

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DEBATE OVER EBONICS

No. 42: “African-American vernacular English” has always been recognized as a distinct language in Oakland, California.

A school board in Oakland sparked a national debate when it suggested that black English was a separate language. Although the board later dropped the suggestion amid criticism, it set off a discussion over whether African American vernacular English, also known as Ebonics, was a language, a dialect or neither.

The board’s initial resolution called for conducting some instruction in Ebonics in recognition of its students’ needs and upbringing. It eventually passed an amended resolution saying African-American languages were not mere dialects of English.

Congress debated the question hotly in 1997 but the issue faded away after a few months.

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AIDS DEATHS VS. HIV INFECTIONS:

No. 39: While the number of Americans living with HIV has always been going up, American deaths from AIDS have always been going down.

More than 1.1 million Americans are believed to be infected with HIV, according to the U.S. Centers for Disease Control and Prevention. The number is increasing, in part because medical advances are helping people live longer.

More than 650,000 have already died since the AIDS epidemic began in the U.S. in 1981. The number of deaths peaked in 1995 at 50,877, but declined the following year as multidrug therapy and other treatments became available.

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Dinesh Ramde can be reached at dramde@ap.org.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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