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Thai junta leader assumes prime minister post

By WTOP Staff

THANYARAT DOKSONE
Associated Press

BANGKOK (AP) — Thailand’s junta leader, who seized power in a military coup three months ago, officially assumed his new post as prime minister on Monday following an endorsement from the country’s monarch.

During a ceremony in Bangkok, Gen. Prayuth Chan-ocha accepted a written royal command issued by King Bhumibol Adulyadej certifying his appointment as the country’s 29th premier. Bhumibol, who is 86 and in poor health, was not present at the ceremony.

Thailand’s junta-appointed legislature voted overwhelmingly last week to name the 60-year-old army chief to the new post. He was the only candidate.

Prayuth is due to retire from the military next month and will hold both jobs until he does so.

On May 22, Prayuth oversaw a coup in which the military toppled Thailand’s elected civilian government. Analysts say his new post cements the military’s control of government.

The move was the latest in a series of moves by the junta to consolidate power on its own terms. In July, the military adopted a temporary 48-article constitution and appointed the legislature.

Prayuth, who is expected to name his Cabinet next month, has said elections could be held in 2015.

Prayuth has said the army had to stage the coup to end half a year of political deadlock between protesters and the government, and to stop sporadic protest-related violence that had killed dozens of people and wounded hundreds more. While stability has been restored, it has come at a steep price: Thailand’s democratic institutions have been entirely dismantled, and the country’s authoritarian rulers have crushed all dissent.

Last week, Human Rights Watch issued a statement criticizing the deterioration of human rights in the country.

“Since the May coup, the generals have tightened rather than relaxed their grip on power,” said Brad Adams, Asia director at Human Rights Watch. “Instead of the promised path back to democracy through free and fair elections, Thailand’s military seems to be opting for a road to dictatorship.”

“As both prime minister and junta leader, Gen. Prayuth can wield broad power without accountability,” Adams said. “This marks a dark day for human rights and the future of democracy in Thailand.”

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Associated Press writer Todd Pitman contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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