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Government wants to make cars talk to each other

JOAN LOWY
Associated Press

WASHINGTON (AP) — The Obama administration said Monday it is taking a first step toward requiring that future cars and light trucks be equipped with technology that enables them to warn each other of potential danger in time to avoid collisions.

A research report released by the National Highway Traffic Safety Administration estimates that the technology could eventually prevent as many as 592,000 left-turn and intersection crashes a year, saving 1,083 lives. The agency said it will begin drafting rules to require the technology in new vehicles.

The technology uses a radio signal to continually transmit a vehicle’s position, heading, speed and other information. Similarly equipped cars and trucks would receive the same information, and their computers would alert drivers to an impending collision.

A car would “see” when another car or truck equipped with the same technology was about to run a red light, even if that vehicle were hidden around a corner. A car would also know when a car several vehicles ahead in a line of traffic had made a sudden stop and alert the driver even before the brake lights of the vehicle directly in front illuminate. The technology works up to about 300 yards away.

If communities choose to invest in the technology, roadways and traffic lights could start talking to cars, as well, sending warnings of traffic congestion or road hazards ahead in time for drivers to take a detour.

The technology is separate from automated safety features using sensors and radar that are already being built into some high-end vehicles today and which are seen as the basis for future self-driving cars. But government and industry officials see the two technologies as compatible. If continuous conversations between cars make driving safer, then self-driving cars would become safer as well.

Transportation Secretary Anthony Foxx called the vehicle-to-vehicle technology “the next great advance in saving lives.”

“This technology could move us from helping people survive crashes to helping them avoid crashes altogether — saving lives, saving money and even saving fuel thanks to the widespread benefits it offers,” Foxx said.

It will take time for the technology to reach its full effectiveness since the current fleet of vehicles on the road will have to turn over or be retrofitted. Once a critical mass of vehicles is equipped with the technology, they are expected to be able to follow each other safely at a close, pre-set distance on highways. Such “platoons” or “road trains” hold the potential to enhance the flow of traffic and save fuel.

The information sent between vehicles does not identify those vehicles, but merely contains basic safety data, NHTSA said. “The system as contemplated contains several layers of security and privacy protection to ensure that vehicles can rely on messages sent from other vehicles,” the agency said.

Adding the technology to new vehicles or retrofitting existing ones is expected to cost about $341 to $350 per vehicle in 2020, but could decrease by more than $100 over time as manufacturers gain experience making the devices, the safety administration report said.

The Alliance of Automobile Manufacturers and the Association of Global Automakers praised the technology, but avoided commenting directly on the government’s intention to require the technology in new cars. Instead, both groups urged the Federal Communications Commission to preserve the 5.9 GHz radio frequency for vehicle-to-vehicle communications.

The frequency was initially expected to be dedicated to transportation technologies, but the commission has said it is exploring whether that frequency can be used for other wireless demands as well.

“We understand the pressing need for additional spectrum and are open to sharing this spectrum if it can be done safely,” said Gloria Bergquist, vice president for the alliance. “We continue to urge the FCC not to compromise the use of the spectrum until it is definitively established that sharing will not interfere with the safety of the driving public.”

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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