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Neymar, Suarez play 1st game since World Cup exits

By WTOP Staff

JOSEPH WILSON
Associated Press

BARCELONA, Spain (AP) — Neymar and Luis Suarez played for the first time since their dramatic World Cup exits, with the Brazilian star scoring twice Monday and showing no signs of his devastating back injury in Barcelona’s 6-0 rout of Mexican champion Leon in a preseason tuneup.

The last time Suarez played he infamously bit an Italian opponent at the World Cup, drawing a four-month ban from competitive matches.

The Uruguayan striker, who has since transferred to Barcelona from Liverpool, was cheered by his new fans at Camp Nou during introductions. He entered as a substitute in the 75th minute to more applause.

Neymar hadn’t played since fracturing a vertebra during the World Cup on July 4, ruling him out of the rest of the tournament. He was deemed fit to play hours before the game against Leon.

Neymar set up Lionel Messi’s third-minute score before adding goals in the 12th and 44th minutes. He was substituted at halftime before Barcelona youth forwards Munir El Haddadi scored in the 54th and the 77th and Sandro Ramirez added another in the 89th.

Suarez and Neymar were greeted warmly when introduced. The Uruguayan even received a smattering of “Suarez! Suarez!” chants from some fans, whose enthusiasm for the new signing was exceeded only by that shown for Messi.

While Neymar shone in his return, Suarez was limited to just a few touches in his 15 minutes. He practiced for the first time with Barcelona on Friday, a day after the Court of Arbitration for Sport softened his ban.

Both of Barcelona high-profile’s forwards figured in two of the most remarkable moments of this summer’s World Cup in Brazil.

Neymar was kneed in the back by Colombia defender Juan Camillo Zuniga in a 2-1 quarterfinal win that left him writhing in pain. Suarez sunk his teeth into Italy defender Giorgio Chiellini’s shoulder and later was suspended for the third time in his career for biting an opponent.

On Thursday, the sports court lessened his FIFA-imposed suspension to allow Suarez to practice and play exhibitions for Barcelona following his $130 million move.

Monday’s game likely will be the last Suarez plays before his ban expires Oct. 25. Barcelona opens the Spanish league against Elche on Sunday.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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