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Chelsea beats Burnley 3-1 in Premier League

By WTOP Staff

BURNLEY, England (AP) — Diego Costa scored just 17 minutes into his debut and Cesc Fabregas had two assists as Chelsea opened its Premier League campaign with a 3-1 win Monday at newcomer Burnley.

The hosts were given hope of a huge upset when Scott Arfield put Burnley in front in the 14th minute, but it was all Chelsea after that. Costa showed why Chelsea spent $53 million to bring him in from Atletico Madrid when he scored the tying goal just three minutes later, and Fabregas set up Andre Schuerrle with a sublime pass in the 21st as the German World Cup winner made it 2-1.

Fabregas then sent in a corner in the 34th that Branislav Ivanovic volleyed into the net.

Costa and Fabregas were the two major offseason recruits for Jose Mourinho’s team, and they showed right away why their arrivals have made Chelsea the bookmakers’ favorite for the title.

Fabregas, especially, was involved in nearly every Chelsea attack on his return to the Premier League — and may have given Arsenal manager Arsene Wenger second thoughts about his decision not to re-sign his former captain from Barcelona this summer.

“He really was the maestro, he controlled the tempo of the game,” Mourinho said. “He was the man that dictated the speed, the intensity and the direction of the game.”

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FRANKFURT, Germany (AP) — Schalke was stunned 2-1 by third-division Dynamo Dresden in the first round of the German Cup.

Hamburger SV squeezed into the second round when goalkeeper Rene Adler saved two penalties in a shootout win over third-division Energie Cottbus.

Hamburg rallied to tie the game 1-1 in regulation and went ahead in extra time, only to see Cottbus level late for 2-2.

Schalke, which will play in the Champions League this season, became the fifth Bundesliga team to be knocked out in the first round, following weekend losses by Mainz, Stuttgart, Augsburg and Paderborn, while Dresden celebrated its return to the cup competition with a huge upset. Dresden was excluded from last season’s tournament because of fan trouble.

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BARCELONA, Spain (AP) — Neymar and Luis Suarez played for the first time since their dramatic World Cup exits, with the Brazilian star scoring twice Monday in Barcelona’s 6-0 rout of Mexican champion Leon in a preseason tuneup.

The last time Suarez played he infamously bit an Italian opponent at the World Cup, drawing a four-month ban from competitive matches.

The Uruguayan striker has since transferred to Barcelona from Liverpool. He was cheered by his new fans at Camp Nou during the team’s introduction. He entered as a substitute in the 75th minute to more applause.

Neymar hadn’t played since fracturing a vertebra during the World Cup on July 4, ruling him out of the rest of the tournament. He was deemed fit to play hours before the game against Leon.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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