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General is highest ranking Army officer killed in Iraq or Afghanistan

WASHINGTON (AP) — An American general has become the highest-ranking U.S. Army officer to be killed in the Iraq or Afghanistan wars.

A Pentagon spokesman says the general was killed in an apparent insider attack today by a member of the Afghan security forces. The shooting wounded another 15 people, about half of them Americans.

According to the spokesman, the assailant was dressed in an Afghan army uniform when he fired into a group of international soldiers at a defense university at a base west of Kabul. The shooter was then killed.

The attack occurred during a visit to the university by coalition members.

The number of so-called “insider attacks” — incidents in which Afghan security turn on their NATO partners — largely dropped last year. In 2013, there were 16 deaths in 10 separate attacks. In 2012, 53 coalition troops were killed in 38 separate attacks.

%@AP Links

147-w-35-(Mark Smith, AP White House correspondent, with Josh Earnest, White House press secretary)–The White House is calling today’s insider attack in Kabul that killed a U.S. two-star general “painful.” AP White House Correspondent Mark Smith reports. (5 Aug 2014)

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146-w-30-(Sagar Meghani (SAH’-gur meh-GAH’-nee), AP national security correspondent, with Rear Admiral John Kirby, Pentagon press secretary)–A U.S. general has been killed in Afghanistan. AP National Security Correspondent Sagar Meghani reports from the Pentagon. ((refers to Tuesday as ‘today’)) (5 Aug 2014)

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134-a-06-(Rear Admiral John Kirby, Pentagon press secretary, at news conference)-“an Afghan soldier”-Rear Admiral John Kirby, the Pentagon’s press secretary, says it appears to have been an insider attack. (5 Aug 2014)

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APPHOTO MAH110: Afghanistan National Army soldiers stand guard at a gate of Camp Qargha, west of Kabul, Afghanistan, Tuesday, Aug. 5, 2014. A man dressed in an Afghan army uniform opened fire Tuesday on foreign troops at a military base, causing casualties, an Afghan military spokesman said. In a statement NATO said it was investigating an “incident” involving both Afghan and international troops at Camp Qargha which trains officers for the country’s army. (AP Photo/Massoud Hossaini) (5 Aug 2014)

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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