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Judges split on bail for Philly police officers

By WTOP Staff

MARYCLAIRE DALE
Associated Press

PHILADELPHIA (AP) — Three Philadelphia police officers charged with conspiring to rob drug dealers of more than $500,000 in cash and cocaine were granted house arrest Monday, although two others were denied bail.

Those being released include Officer Linwood Norman, described as an enforcer who once dangled a drug suspect over an 18th-floor balcony as he demanded money.

“Mr. Norman’s actions in this case are out of control,” Assistant U.S. Attorney Anthony Wzorek said as he fought the bail request. “We’ve got (him) selling three kilograms of cocaine while he’s on the police department.”

However, U.S. Magistrate Timothy Rice said that Norman and two others could be released. He found no immediate evidence that they had threatened witnesses after the investigation began two years ago and they were put on desk duty.

Most of the defendants face long prison terms if convicted of racketeering or a weapons charge. They have all pleaded not guilty to charges that include kidnapping and civil rights deprivations.

The officers are accused of using gangland tactics to intimidate their targets. The officers allegedly bashed in someone’s teeth and beat people in the head with a steel pipe.

The officers also routinely entered homes without a search warrant, at least once using a sledge hammer to knock down a door — after locking the owner in a jail cell overnight, the indictment said.

Rice denied bail to the officer suspected of being the group’s ringleader, Thomas Liciardello. He once pistol-whipped a man held at a motel room for several days so he could “score points in a bizarre contest with other officers to physically abuse victims,” Wzorek wrote in a court filing.

Defense lawyers questioned the credibility of the accusers, given their criminal backgrounds.

The city’s district attorney questioned the credibility of the accused officers in 2012 and refused to use their testimony in court, a move that followed years of defense bar complaints and civil rights lawsuits. Prosecutors said they had tried to make a case for years, but could only do so after former officer Jeffrey Walker was arrested on home-invasion charges, and agreed to plead guilty and cooperate.

Defense lawyers, as they pushed for bail, said it was not surprising their clients waved weapons and used harsh tactics in their work pursuing drug dealers.

“He wasn’t playing Pollyanna out there on the streets,” said Officer Michael Spicer’s lawyer, Jimmy Binns. “All of these alleged robberies are in connection with arrests and searches and seizures.”

The police families who packed the federal courtroom Monday gasped when a judge first assigned to the bail hearings ordered Spicer held. The judge, Magistrate Richard Lloret, had offered to step down because he was a longtime federal prosecutor. After his ruling, the other defendants all asked him to recuse himself. Rice was then brought in for the other hearings.

Spicer was expected to appeal his detention. A bail hearing for a sixth defendant was postponed.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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