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Kentucky opens fall practice seeking improvement

By WTOP Staff

GARY B. GRAVES
AP Sports Writer

LEXINGTON, Ky. (AP) — The bumpy transition Mark Stoops experienced last season as a rookie head coach with Kentucky has become much smoother entering Year 2.

That says something about the Wildcats’ commitment and understanding of the system, and Stoops now expects players to transfer that into on-field execution as they aim for respectability in the tough Southeastern Conference.

“Guys have worked extremely hard and are much more accountable to each other,” Stoops said at Friday’s kickoff luncheon.

Kentucky opens fall camp on Monday looking to improve from consecutive 2-10 seasons and end a two-year conference winless streak. The Wildcats’ last SEC win came against Tennessee in the 2011 season finale.

Kentucky is picked to finish last in the SEC East this year as a result, but Stoops believes his young roster can win more games this year and build on that confidence for more success.

“I think we’re real close,” said defensive end Bud Dupree, who recorded 61 tackles and seven sacks last season. “We just have to go out and put it together and win some games. People will start seeing it these first couple of games. We were close to closing the deal, but we really didn’t step on their throats when we needed to and make the right plays.

“We just need to come together as a team and make those plays.”

Kentucky’s veterans are optimistic about an upswing thanks to familiarity on both sides of the ball. Stoops praised the upperclassmen’s leadership, which will be critical in welcoming a top-20 recruiting class.

Stoops’ first order of business is choosing a quarterback, a situation he faced last year when he took over for Joker Phillips. The competition is more crowded this time as he and offensive coordinator Neal Brown must choose from a group featuring sophomore Patrick Towles, redshirt freshman Reese Phillips, freshman Drew Barker and junior Maxwell Smith.

Smith is the most experienced of the four, having played parts of three seasons for Kentucky with 11 starts while throwing for 3,070 yards and 21 touchdowns. But he’s coming back from an injury that kept him out of spring drills and opened the door for the other three to raise their stock — especially Towles, the early favorite after an impressive showing in the spring game.

Stoops and Brown ideally hope their decision can be made quickly to help accelerate the execution of the up-tempo, pass-oriented Air Raid system that was grounded for the most part in 2013. No matter how long the process takes, Brown believes the offense will improve because of the commitment the group has made.

“They put so much time and effort into it,” he said. “Fundamentally, we’re going to be better. They know what to do.”

An unusual overlap of the beginning of practice and the end of summer school has resulted in initial workouts being held early in the morning. The Wildcats will conduct open practices on Aug. 11, 12 and 18 with Fan Day set for Saturday.

Kentucky opens the regular season on Aug. 30 against Tennessee-Martin.

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Follow Gary B. Graves on Twitter at www.twitter.com/GaryBGraves

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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