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Papal first: Francis visits Pentecostal church

By WTOP Staff

NICOLE WINFIELD
Associated Press

VATICAN CITY (AP) — Pope Francis has become the first pope to visit a Pentecostal church, pressing his outreach to evangelicals who represent Catholicism’s greatest competition for Christian souls around the globe.

Francis flew by helicopter Monday to visit the under-construction Evangelical Church of Reconciliation in the southern city of Caserta. He met privately with Pentecostal preacher Giovanni Traettino, an old friend.

Speaking to some 350 Pentecostal faithful in the church, Francis apologized for Catholic persecution of Pentecostals during Italy’s fascist regime, when the practice of their faith was forbidden, and stressed that there was unity in diversity within Christianity.

“Among those who persecuted and denounced Pentecostals, almost as if they were crazy people trying to ruin the race, there were also Catholics,” he said. “I am the pastor of Catholics, and I ask your forgiveness for those Catholic brothers and sisters who didn’t know and were tempted by the devil.”

He acknowledged the remarkable nature of his visit, saying: “Someone will be surprised: ‘The pope went to visit the evangelicals?’ But he went to see his brothers.”

Catholics have often compared Pentecostal groups to cults and accused them of overly aggressive, unethical proselytizing. The popular, charismatic movements have drained parishioners from the Catholic Church, particularly in Francis’ own Latin America.

But Francis has met unofficially with several Pentecostal and evangelical preachers recently, including the Texas televangelists James Robinson and Kenneth Copeland. He recorded an iPhone video for a Pentecostal conference hosted by Copeland, whose prosperity gospel ministry — stressing that God will reward the faithful with health and wealth — clashes with Francis’ own embrace of the value of a “poor church.”

Not all evangelicals or Catholics have welcomed the pope’s outreach: Some traditionalist Catholics have sought to minimize the pope’s initiative, stressing that Traettino and others represent only their individual churches.

In a statement earlier this month on the eve of the Caserta meeting, several Italian evangelical groups met in the same city and stressed the “incompatibility” of their beliefs with that of the Catholic Church and its pope.

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Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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