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Michael Bradley blasts officials after loss

By WTOP Staff

TORONTO (AP) — U.S. World Cup player Michael Bradley took dead aim at Major League Soccer and its referees Saturday night after Toronto FC’s 2-1 loss to Sporting Kansas City.

“It’s by no means an excuse, it was the same for both teams, but the referee was absolutely awful,” the Toronto player said. “The people at the MLS office in New York, when they talk about wanting to improve the league, the first thing that needs to be improved is the refereeing, bottom line.

“That shouldn’t come across as sour grapes because that’s just the reality. And it was bad for both teams and I’m sure they’re sitting in their locker room saying the same thing to themselves, but they’ve got three points with them and that certainly makes it a little easier to swallo

Referee Ted Unkel issued eight yellow cards, including five to Toronto. Kansas City was reduced to 10 men in the 75th minute when captain Matt Besler got a second yellow.

Despite that, substitute Jacob Peterson scored five minutes for defending MLS champions Kansas City.

Foremost on Toronto’s list of complaints was a no-call in the 23rd minute when Unkel waved play on after Kansas City defender Aurelien Collin, chasing Brazilian striker Gilberto after a deft through ball from Bradley, appeared to clip the Brazilian’s leg.

Gilberto, who had a clear path on goal, went down and Bradley went after the referee imploring for a call, which should have garnered Collin a red card. The French defender went unpunished and Toronto got the first four yellows of the night.

Toronto manager Ryan Nelsen was appalled by the no-call.

“Collin should have been sent off. I mean an under-12 ref can pick that one,” Nelsen said. “That’s pretty basic.”

Nelsen said he was left wondering what was going on with the referee, whose decisions he said had mystified his players.

“You tell them to forget about all the decisions that went against you, forget about all that, forget about the ridiculous yellow cards that we got and they got nothing,” Nelson said. “Just try and focus on the game. But they’re human.”

Kansas City coach Peter Vermes had a different view of the officiating.

“I thought the referee did a good job tonight, that is my personal opinion,” Vermes said. “I don’t think it was an easy game to ref. I really liked his management of the game.”

On the tiebreaking goal, Peterson — a former Toronto midfielder — took advantage of Toronto’s inability to clear a deflected cross and poked the ball past goalkeeper Joe Bendik.

Graham Zusi tied it for Kansas City (11-5-5) in the 48th minute.

Kansas City has won four straight and is 6-0-1 in its last seven games. It also extended its club-record road winning streak to five games.

Jackson scored for Toronto (7-6-5) in the 16th minute.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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