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Very bad week: Airline disasters come in a cluster

WASHINGTON (AP) — Nearly 300 passengers perish when their plane is shot out of the sky. Airlines suspend flights to Israel’s largest airport after rocket attacks. Two airliners crash during storms. Aviation has suffered one of its worst weeks in memory, a cluster of disasters spanning three continents.

Industry analysts and safety experts shake their heads at the seeming randomness of the tragedies, saying they can find no common themes. Nor do they think the events indicate that flying is suddenly becoming less safe.

Less than one in 2 million flights last year ended in an accident in which the plane was damaged beyond repair, according to the International Air Transport Association. That includes accidents involving cargo and charter airlines as well as scheduled passenger flights.

“One of the things that makes me feel better when we look at these events is that if they all were the same type event or same root cause then you would say there’s a systemic problem here, but each event is unique in its own way,” said Jon Beatty, president and CEO of the Flight Safety Foundation, an airline industry-supported nonprofit in Alexandria, Virginia, that promotes global aviation safety.

But Beatty said he also finds the disaster cluster “a cold reminder” that airline accidents are likely to increase because the industry is growing, especially in developing countries. The more flights there are, the more potential for accidents, he noted.

The misfortunes began July 18 when Malaysia flight 17 was shot down over eastern Ukraine with 298 people on board. It’s still uncertain who fired the missile that destroyed the plane, but Ukrainian officials have blamed ethnic Russian rebels and U.S. officials have pointed to circumstantial evidence that suggests that may be the case.

The shootdown doubled Malaysia Airlines’ misfortunes this year. The mysterious disappearance of Malaysia Flight 370 with 239 people on board in March combined with the destruction of Flight 17 added up to more than twice the total global airline fatalities in all of last year, which was the industry’s safest year on record. Ascend, a global aviation industry consulting firm headquartered in London, counted 163 fatalities in 2013 involving airliners with 14 seats or more.

On Wednesday, a mere seven days after the shootdown over Ukraine, a TransAsia Airways plane crashed in Taiwan in stormy weather trailing a typhoon, killing 48 passengers, injuring 10 others and crew, and injuring five more people on the ground. The next day an Air Algerie flight with 116 passengers and crew crashed during a rainstorm while en route from Burkina Faso to Algeria’s capital. The plane was operated for the airline by Swiftair, a Spanish carrier. A Burkina Faso official said late Thursday that wreckage of the plane had been found in Mali.

Together, the disasters have the potential to push airline fatalities this year to over 700 — the most since 2010. And 2014 is still barely half over.

“With three tragedies in such quick succession, many people will, understandably, be asking questions about aviation safety,” Tony Tyler, director general of the International Air Transport Association, whose members include most airlines that fly internationally, said in a statement. He sought to assure the public that “despite the events of the past seven days, flying is safe.”

Global aviation leaders will meet in Montreal next week to initiate discussions on a plan to address safety and security issues raised by the shoot-down of the Malaysia Airlines jet, an aviation official said late Thursday. The official spoke on condition of anonymity because he wasn’t authorized to discuss the issue publicly by name.

Aviation industry analyst Robert W. Mann Jr. said he doesn’t expect the recent events to deter travelers from flying.

“They’re all tragic, but the global air travel consumer has a very short memory and it’s highly localized to their home markets where they fly,” he said. “The places where these things are happening, 99 percent of passengers never go to or fly to. … This isn’t a headline issue for most people, and that’s why people continue to fly despite the headlines.”

Airline passengers interviewed by The Associated Press said they weren’t overly concerned about their safety.

“It could be happening every day or never again,” said Bram Holshoff, a Netherlands traveler at Berlin’s Tegel Airport. “It’s a bit much that it happened three times this week, but for me nothing will change.”

Lam Nguyen, 52, of Tahiti, who was headed to Los Angeles from Paris’ Charles de Gaulle airport, said he considers flying “a very safe mode of transportation.”

“And if it has to happen, it will happen. … It doesn’t prevent me from taking planes,” he said.

The shootdown of flight 17 has raised questions about whether airlines — and the aviation authorities in their home countries — are adjusting flight routes quickly enough when unrest in troubled parts of the world threatens the safety of planes. But aviation safety consultant John Cox, a former airline pilot and accident investigator, said he sees no connection between that event and the other disasters.

“I don’t know how you could respond to anything when there is not a commonality of events,” he said. “We don’t have a full understanding of the Taiwan accident and certainly not on the” Air Algerie plane.

Cox attributed the Federal Aviation Administration’s decision Tuesday to prohibit flights to Ben Gurion International Airport in Tel Aviv to “hypersensitivity” to the possibility of another shootdown. The FAA issued the order after a Hamas rocket exploded about a mile from the airport. The prohibition was lifted 36 hours later.

Aviation is “fundamentally safe and getting safer, but it can always fall prey to the mistakes or ill will of man,” said former FAA chief counsel Kenneth Quinn, a partner in the Pillsbury law firm in Washington. “We sometimes forget the magic of flight, or the fragility of life, but this week has brought home the need to appreciate this more and protect both better.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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