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Tornado slams Virginia campground; 2 dead (Video)

CAPE CHARLES, Va. (AP) — Albert Thorn awoke in his rental cottage Thursday to the sound of heavy rain and wind. Then, there was screaming. Within minutes, the sky turned dark, cellphones pinged with emergency messages and a tornado tore through a popular campground, ripping awnings from trailers and flipping RVs on their sides.

A couple from New Jersey was killed when a tree fell on their tent. Their 13-year-old son, in a tent next to them, had life-threatening injuries. He was among three dozen people hurt.

“I love thunderstorms, and I went out to see it,” said Thorn, of Monroeville, New Jersey. “There was a wall of gray — wind and rain. It was coming through the trees right at us. By then, we shut the sliding door and it was pounding them windows like you couldn’t believe. You could hear people screaming before it even got to us.”

When the tornado hit about 9 a.m. EDT, more than 1,300 people were at Cherrystone Family Camping and RV Resort along the Chesapeake Bay, a 300-acre playground of swimming pools, mini-golf, pier fishing, crabbing and other activities on the state’s Eastern Shore.

Hospitals prepared for mass casualties, but they did not come. Injuries ranged from cuts to broken bones to life threatening, said Virginia State Police Spokeswoman Corinne Geller.

“All hell broke loose,” said Joe Colony, a Stephensville, Maryland, resident who has been coming to the campground for 30 years. “We got an emergency message on a cellphone and within 30 seconds, the thing hit and it blew down 40, 50 trees in the park.”

Larry LeMond, chairman of the Northampton County Board of Supervisors, said a local high school would be used as a shelter for those who had nowhere else to go. Churches and other groups donated food and clothing. Weekends would typically draw 2,000 people to the campground, he said.

“In the summertime, it’s the biggest town on the shore,” LeMond said.

The National Weather Service issued a tornado warning for the area about the time it struck. Many at the park said they had only a few minutes of warning.

“The people who were in their tents had no chance to get out of their tents to go for shelter,” said Tori Thomas, of Monroeville, New Jersey, who was staying in a cottage with her two children, ages 1 and 3.

Joe Micucci said he and his wife rode out the storm in their camper as softball-sized hail fell.

“We saw at least five (campers) that were flipped over. One was completely gone and only had its wheels left,” said Micucci, of Washington Township, New Jersey.

The couple killed were identified as Lord Balatbat and Lolabeth Ortega, of Jersey City, New Jersey, Geller said.

Luis Balatbat Jr., 47, told The Jersey Journal that his family was shocked to learn of the death of his brother and sister-in-law.

“We are a close family, and this is very bad for us,” he said.

Lord Balatbat’s father, Luis Balatbat, 78, told the newspaper that all three of the couple’s children are hospitalized. He said his grandson is in a coma, his 12-year-old granddaughter suffered a leg and ear injury, and his 7-year-old granddaughter was struck in the stomach by a tree limb.

“I’m struggling,” the grandfather said. “I wanted to go there, but my doctor said do not go there because I am not well enough to travel. My wife is the same way.”

The couple has been married 14 years and both were born in the Philippines, the newspaper reported.

Peter Glagola, spokesman for Riverside Shore Memorial Hospital, said the hospital treated more than two dozen people. One patient in critical condition was flown to VCU Medical Center in Richmond, he said. Most at Riverside had been released, according to state police.

The Coast Guard said good Samaritans pulled at least three people from the water.

Across the country in Spokane, Washington, severe thunderstorms knocked out power to more than 60,000 customers and damaged dozens of homes Wednesday. One driver suffered life-threatening injuries when a tree slammed onto his car, impaling him. Severe thunderstorms were forecast for the northern Plains on Thursday and could threaten the Deep South and mid-Atlantic.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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