Skip to main content

Pot may be legal, but homeowner agreements can ban

DENVER (AP) — Pot may be legal in some states — but the neighbors don’t have to like it.

Marijuana and hemp have joined wacky paint colors and unsightly fences as common neighborhood disputes facing homeowners’ associations. Though a few HOAs have willingly changed their rules to accommodate for legal marijuana use or home-growing, many more are banning home pot smoking.

Homeowners’ associations can’t ban members from using marijuana in their homes when it’s legal. But if neighbors can see or smell weed, the law is clear — HOAs have every right to regulate the drug as a nuisance, or a threat to children along the lines of a swimming pool with no fence.

“The fact that people may be legally entitled to smoke doesn’t mean they can do it wherever they want, any more than they could walk into a restaurant and light up a cigarette,” said Richard Thompson, who owns a management consulting company that specializes in condominium and homeowner associations.

Thompson said his home condo development in Portland, Oregon, is a prime example of how marijuana’s growing acceptance has sparked neighbor conflicts.

“As soon as spring and summer come around, we hear complaints about marijuana smoke because people are out on their patios and they have the windows down,” he said.

It’s not clear how many homeowners’ associations have confronted marijuana conflicts in the 23 states with some form of legal marijuana. But lawyers who specialize in HOA disputes, as well as a Colorado regulatory agency that advises HOAs, say there are growing conflicts among neighbors who want to smoke pot and others who don’t want to see it or smell it.

“What we’re really seeing more now is regulating the associations’ common areas,” such as smoke wafting onto playgrounds or others’ porches, said Erin McManis, an attorney in Phoenix whose firm represents hundreds of Arizona HOAs.

The Carrillo Ranch homeowners association in Chandler, Arizona, earlier this year took the rare step of withdrawing a proposed ban on residents smoking medical marijuana in their front and backyards and on their patios.

The HOA planned a meeting on the topic in March, but withdrew the proposal after many residents opposed the ban as too harsh.

“This is a personal-freedom issue where people were going to dictate how other people should live,” Carrillo Ranch resident Tom LaBonte told The Arizona Republic in February, when the HOA dropped its proposal.

HOA lawyers say the Carrillo Ranch case illustrates the value of HOAs when the law changes, as with marijuana.

“Coming together and working on issues is something associations have been doing for a long time,” McManis said. “We’re hopeful that’s how it’s going to go forward now with medical marijuana.”

Smoke isn’t the only neighbor complaint posed by loosening marijuana laws. Growing pot and hemp is prompting neighbor disputes, too.

A suburban Denver retiree learned the hard way this spring that he needed neighbors’ permission before growing hemp. Jim Denny, of Brighton, Colorado, learned about marijuana’s non-intoxicating cousin and decided to try the crop on a 75-by-100-foot plot in his yard.

But Denny’s hemp plot ran afoul of his homeowners’ association, which ruled the hemp experiment unacceptable.

“As soon as they heard about it, they said, ‘We’re not going to let anyone grow marijuana here,'” Denny said. “I explained to them that hemp is not marijuana, but they were dead-set against it.”

So with his hemp plants about 2 feet tall, Denny invited hemp activists to come transplant them to somewhere without opposition from a homeowner association. Denny sold the plants for about $3 each, a good price for a plant whose seeds can cost up to $10 each because it can’t be imported.

Hemp activists volunteered to pay Denny’s fines for flouting the HOA, which could have run to $600 a day. But Denny decided that living peacefully with his neighbors trumped making a political point.

“I had people calling up and saying, ‘It’s just a shame; we’ll pay your fines all the way through to the end.’ But I decided in the end not to fight it,” said Denny, a technical writer and former software engineer. “At the end of the day, I live here.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story