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Car report: 2015 GMC Sierra a big improvement

WASHINGTON — This week we switch to the biggest ride we’ve tested so far — one that just barely fits in the garage here at WTOP.

The all-new 2015 Sierra 2500 HD double cab gains regular rear doors instead of the old extended cab where the front doors had to open for the back ones to open. This is definitely a plus in my book.

I drove around in a $62,525 2015 Sierra 2500 HD with the SLT trim level, meaning it was loaded and it even had the big turbo diesel option. It’s a pricey $7,195 option at that, and also requires a $1,200 Allison automatic transmission that helps deal with 397hp and 765 pounds per feet of torque.

The base engine is still a healthy 6.0 liter gas V8 and there is even an option to add compressed natural gas to your gas V8 and have a bi-fuel model. If you have never looked at the build- your-own model on the GMC or any truck for that matter there are many ways to equip a truck, from the cab size to the rear bed length and many other options.

The new HD or full-size trucks from GM have been given a big makeover now that the GMC and Chevrolet look different. As a Chevy truck guy, I have to admit I now prefer the GMC look. The GMC has a bolder look to it and it stands out. The outside is very nice but the interior and ride is where the biggest improvement lies. The interior isn’t just nice for an HD truck, it’s nice for any vehicle and more in line with the redesigned light duty trucks from GM — a vast improvement.

The inside is quiet and the heated and cooled seats are comfortable. The back seats can be tight with a rear facing car seat; there is a larger crew cab with a larger passenger cabin.

The NAV is huge improvement over the previous trucks. If you have the DVD NAV from 2013 or before, you know what I mean.

The ride is better than the past models of HD trucks and even some light duty trucks. There is some bounce on bigger bumps and rough pavement with an empty bed. But that’s to be expected on something that can hold 3,000 lbs. in the back bed or tow up to 13,000 lbs. with a hitch or over 17,000 lbs. fifth wheel. I loaded the bed several times and the bounce goes away. Hooking to the trailer is easy and doesn’t require anyone’s help because of the rear-view camera. The camera would have made old trailer towing days much easier.

Driving the big GMC Sierra HD was surprisingly easy. Only on the narrow part of Connecticut Avenue inside Maryland, do you notice the size — it takes up most of the lane. I was really bitten by the diesel bug. The 765 pounds of torque is great and after a few minutes I was hooked to the power. Luckily the heavy duty brakes are also powerful. Fuel economy isn’t applicable to the HD trucks but I was surprised by 15.2 mpg in 241 miles of city commuting and a little highway driving and a few trips with a full bed.

The new 2015 GMC Sierra 2500 HD double cab 4×4 is a very good heavy duty truck that is just as happy at construction sites as it is carting the family on vacation. You can even tow your home away from home and skip the hotels. With different trim levels, bed lengths, engines and cab sizes, there is a truck for most anyone looking for a more refined capable truck for all their needs.

I really don’t have the amount of work for an HD truck with diesel but after a week with the GMC, I wish I did.

Editor’s note: Mike Parris is a member of the Washington Automotive Press Association. The vehicles are provided by STI, FMI or Event Solutions for the purpose of this review.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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