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UNC inviting ex-athletes back to complete degrees

By WTOP Staff

CHAPEL HILL, N.C. (AP) — North Carolina is inviting former scholarship athletes who left before completing coursework to return and earn their degrees.

Chancellor Carol Folt said the “Complete Carolina” program will be available for athletes who were in good academic standing when they left. Athletes would receive scholarships or financial support in line with their initial time at UNC, though at current-day costs for attendance.

The program will start the readmission process for the former athletes, whether they left early to enter a professional sports league or for personal reasons. It would then provide academic and career counseling along the way.

The athletic department will fund the program, which Folt called “a pledge for their lives.”

“We hope we can get as many students attracted as possible,” athletic director Bubba Cunningham said, “because we think it’s the right thing to do.”

Folt told UNC’s board of trustees Thursday that the program will start receiving applications in September. She says the school has offered these opportunities informally for years but is now formalizing the program.

The school typically has around 800 student-athletes each year in 28 varsity sports. Athletic department spokesman Steve Kirschner said the school provided 300¼ scholarships — combining full and partial aid — to 465 athletes for the 2013-14 academic year.

Several schools have similar programs, with Kirschner citing Georgia Tech, Syracuse and Michigan. Ohio State began its program in 1994, while UNC’s neighbor North Carolina State started its “Reconnect” program in 2008.

Indiana recently unveiled an athlete bill of rights that included a program paying for the tuition plus books and fees for an undergraduate degree for any scholarship athlete who was eligible at least two seasons.

Academics for athletes has been a sensitive issue at UNC amid a long-running fraud scandal in a department featuring classes with significant athlete enrollments. The school hired an independent investigator to find the causes of the fraud, while the NCAA has reopened an earlier investigation into academic misconduct.

“Part of the national discussion is what do we provide for students — we provide them an education,” Cunningham said. “That’s what the collegiate model is, so we want to fulfill that obligation for all of our students.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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