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Payton: New training camp site ‘pretty amazing’

WHITE SULPHUR SPRINGS, W.Va. (AP) — As New Orleans Saints coach Sean Payton and general manager Mickey Loomis spoke about the opening of training camp, steep, tree-covered mountains were in full view behind them.

The newly completed training site the Saints are using at the luxurious Greenbrier Resort represents a significant change of scenery — and climate — from the club’s permanent headquarters, where camp has been held the past five years.

For Payton and Loomis, change is good — even necessary — regardless of the fact that the Saints have been a playoff team in four of the past five seasons.

“We wanted to go do something different. I think that energizes your players and your staff,” Loomis said. “We wanted to get to place with a cooler climate and see if that impacted our team in terms of the soft-tissue injuries.”

The relative isolation of White Sulphur Springs, nestled in rural, rugged mountains near the state border with Virginia, was an attraction as well.

“You’ve got to want to find it, right? I mean, getting here, and then it’s kind of magnificent when you do,” Payton said. “And you’re trying to reduce the outside distractions and come together as a team.”

Payton said the Greenbrier facilities were “above and beyond expectations,” and described work done on fields with both natural and artificial surfaces, as well as meeting and weight rooms, as “pretty amazing.”

Unchanged are the expectations that have followed Payton ever since he led the Saints to the franchise’s first Super Bowl title in the 2009 season.

Payton and Loomis were quick to point out that there are a lot of variables — from chemistry to health — which ultimately dictate whether an NFL team succeeds.

Loomis went as far as to say that the roster “on paper, is kind of meaningless to us at this point,” and noted that the quality of New Orleans’ roster going into 2009 drew far less hype than this year’s squad.

Yet, for Payton, the preseason hype and the scheduling irregularities that come with being highly regarded — the Saints have a franchise-high five night games on their regular season slate — are preferable to the losing reputation the club long held.

“It’s what we wanted, right?,” Payton said. “It’s trying to change a culture to create an environment where you feel like you have a chance to be successful, a chance to win each season.”

As for injuries, Payton said the Saints are fortunate to have a short list of players unable to participate in Friday’s opening practice. However, he declined to specifically address whether New Orleans’ top free-agent acquisition, safety Jairus Byrd, is ready to return from offseason back surgery.

Payton said only that he expected to see Byrd on the field “sooner than later,” and said the same went for second-year nose tackle John Jenkins, who was placed on the physically unable to perform list earlier this week.

As for Jimmy Graham’s return from a protracted contract holdout that ended just last week, the coach said the star tight end was “outstanding” in Thursday’s conditioning test.

“I told him to stay in Miami every offseason,” Payton joked, referring to Graham’s offseason home.

Payton said negotiations with Graham were never as contentious as one might have thought, even as they argued before an arbitrator about whether Graham was used more as a receiver or a tight end for the purposes of what his franchise tag should be.

The arbitrator sided with the Saints and the NFL, meaning Graham, barring an appeal, could have been forced to play for the $7 million tight end tag. But the club and Graham soon after agreed on a four-year, $40 million contract.

“In the end, I’m fired up for Jimmy because he’s earned this opportunity,” Payton said. “We’ve seen a guy come in here young, and all of a sudden, in a short period of time, accomplish a lot of great things — and still has a lot of things I’m sure that he’s going to be able to accomplish.

“It would be much more challenging if we were sitting here today and a situation like that wasn’t resolved,” Payton added.

Notes: Payton not only monitored conditioning tests but also participated. The coach, who has improved his fitness considerably since starting CrossFit training in 2012, said he completed the test, but had to overcome some doubts as he pushed a sled across the field. “I didn’t want that sled to be sitting there halfway between the sidelines,” he said.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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