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GM delayed recall in another ignition switch case

DETROIT (AP) — General Motors knew of ignition switch problems with 6.7 million midsize and large cars for 11 years, yet it failed to warn customers with a recall until last month, according to documents posted by federal safety regulators.

The documents, released Friday, show yet again that the Detroit auto giant was slow to correct safety problems on its older models. And it exposes an all-too-familiar pattern of ignition switch troubles in millions of vehicles, some dating to 1997. So far this year GM has issued 54 recalls covering 29 million vehicles, 17 million for ignition problems.

In most cases, the ignition switches can slip out of the “run” position, shutting down the engine and knocking out power steering and brakes. Drivers can lose control of their cars, and if they crash, the air bags won’t work. The list of recalls includes 2.6 million older small cars with faulty switches that GM has blamed for at least 13 deaths.

GM recalled the midsize and large cars on June 26 as part of a top-to-bottom corporate review of safety issues. It includes the 2000-2005 Chevrolet Impala and Monte Carlo, the 1997-2005 Chevy Malibu, the 1999-2004 Oldsmobile Alero, the 1998-2002 Oldsmobile Intrigue, the 1999-2005 Pontiac Grand Am and the 2004-2008 Pontiac Grand Prix. All have the same ignition switches.

The switches can unexpectedly shut off the car’s engine if a driver has a lot of weight on the key ring and goes over a bump, the company says. GM says two fatal crashes that killed three people could be linked to the problem.

In a chronology filed with the National Highway Traffic Safety Administration, GM said a Michigan dealership reported a 2003 complaint from a customer about a Pontiac Grand Am stalling. The customer had about 50 keys and a set of brass knuckles on his ring. GM officials saw the customer demonstrate the engine stall by going over a speed bump, and it told dealers in a voice mail about the problem. GM also issued a service bulletin to dealers warning of the problem, but it didn’t recall the cars at that time.

Later that year, GM changed the switch to make it harder to turn on the Malibu, Grand Am and Alero, but still did not issue a recall. Then, in 2004, it fixed the Grand Prix switches in 2004 without changing the part number.

The changes and deaths possibly linked to the problem were discovered in GM’s safety review earlier this year.

The way GM handled the midsize and large car recall is similar to its methods in the small-car recall. The small-car case touched off federal investigations and congressional hearings, and it brought a $35 million fine from NHTSA for delays in reporting safety problems to the government.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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