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Washington’s Top News – Thursday, July 17, 2014

Here’s a look at some of the day’s top stories from WTOP:

3 dead after California bank robbery, gunbattle

Two robbers and a hostage are dead following a bank robbery in Stockton, California. Police say three men robbed a Bank of the West branch Wednesday afternoon, taking off with three women hostages.

During a 45-minute chase, two of the hostages — bank employees with gunshot wounds — were tossed out of the vehicle. When the SUV broke down, a gunfight ensued. Dead are the third hostage, who was a bank customer, and two of the robbers.

D.C. pot decriminalization goes into effect

At least for the time being, it’s no longer a criminal offense to carry a joint in your pocket in most of the nation’s capital. Read about what the new law allows – and doesn’t allow – and why the change might be short-lived.

Putin: US sanctions hurt bilateral ties, US firms

President Vladimir Putin on Thursday lamented the latest round of U.S. sanctions against Russia, saying they will stalemate bilateral relations and hurt not only Russian but also American businesses.

Israel says it foiled attack by Gaza infiltrators

The Israeli military says it’s thwarted an attack by 13 Gaza militants who sneaked into Israel through a tunnel. A military spokesman says the militants were identified some 820 feet inside Israel and were struck by Israeli aircraft.

The military believes at least one militant was killed in Thursday’s strike, and the remaining fighters appear to have returned to Gaza through the tunnel. Israel says it’s still going ahead with a five-hour humanitarian cease-fire.

The first stage of selling your home

If you’re selling a house or condo, lots of factors can make a huge difference in getting and keeping a potential buyer’s attention — everything from wall color to furniture to blankets. It’s called “staging,” and on our Living page, a professional stager explains her techniques — and offers tips on ways you can spruce your home up for selling.

What happens to your online accounts when you die?

You’ve probably decided who gets the house or that family heirloom up in the attic when you die. But what about your email account and all those photos stored online? There’s no easy answer, but a new proposal would create a uniform standard. Find out the details on our Tech page.

These masks don’t hide faces; they reveal them

Before the advent of photography, the way to capture the likeness of a prominent person was to mold a mask of their faces — both during their lives and shortly after their deaths. The practice started in ancient Greece and continued through the American Confederacy.

On our Entertainment page, Alicia Lozano talks with a historian and a curator at the National Portrait Gallery, where an exhibit brings the faces of the two main rivals of the Civil War side by side.

She makes the game into an event

In today’s sports world, games become full-on interactive experiences, and many teams create that atmosphere with a sort of master of ceremonies – an in-game host. Two of D.C.’s teams — the Capitals of the NHL and the Kastles of World Team Tennis — employ the same woman to keep the event moving.

WTOP’s Noah Frank talked with her for our Sports page and found out the challenges and rewards of the gig — and the day job that she says helps her keep the fans engaged.

Bias to be inducted into Terps’ Hall of Fame

Len Bias, who died of a drug overdose soon after being the No. 2 pick in the 1986 NBA draft, will be inducted into the University of Maryland Hall of Fame. Bias, who left as the school’s career scoring leader, was among eight players announced Wednesday by the Terrapins’ athletic department.

The induction ceremony is set for Oct. 3.

The Associated Press contributed to this report. Follow @WTOP on Twitter and WTOP on Facebook.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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