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US: Israel must do more to protect Gaza civilians

By WTOP Staff

LARA JAKES
Associated Press

WASHINGTON (AP) — The Obama administration accused Israel on Thursday of failing to do all it can to prevent civilian casualties in Gaza during cross-border attacks.

Noting the deaths a day earlier of four boys who were killed on a Gaza beach by an Israeli strike, the State Department said the high civilian death toll in Gaza has been “heartbreaking.” Three more children were killed in Gaza on Thursday.

Still, State Department spokeswoman Jen Psaki also criticized Hamas militants in Gaza who continue to fire rockets and mortars into Israel, prolonging the latest round of violence in the Mideast that has so far killed 235 Palestinians and at least one Israeli.

“I don’t think we’ve made any secret about our strong concern about the actions of Hamas, the indiscriminate rocket attacks, the targeting of civilians,” Psaki said. “And that concern remains.”

Of the Gaza beach attacks that killed four cousins on Wednesday, Psaki called the attack “horrifying.”

“The tragic event makes clear that Israel must take every possible step to meet its standards for protecting civilians from being killed,” Psaki said. “We will continue to underscore that point to Israel.”

Asked whether the U.S. believes Israel has not done enough to prevent civilian casualties, Psaki said: “We believe that certainly there’s more that can be done.”

Secretary of State John Kerry reiterated U.S. concerns about civilian casualties in a phone call to Israeli Prime Minister Benjamin Netanyahu, the State Department said in a statement late Thursday.

Netanyahu described the “imminent threat” posed to Israel by Hamas tunnels from the Gaza Strip, and Kerry reaffirmed strong U.S. support for Israel’s right to defend itself against terrorist threats from such tunnels, the statement said. “This should be a precise operation to target tunnels,” Kerry said of the Israeli ground incursion into the Gaza Strip.

Kerry also emphasized the need to avoid further escalation of the fighting and to restore the 2012 cease-fire as soon as possible, the department’s statement said, noting the importance of Hamas accepting this plan “as soon as possible.”

U.N. Secretary-General Ban Ki-moon also urged Israel on Thursday “to do far more to stop civilian casualties,” calling the killing of four boys on a beach in Gaza City “appalling.”

The U.S. has been pushing plans for a cease-fire that Egypt proposed. Kerry also spoke Thursday to top diplomats in Cairo and the Qatari capital Doha to try to negotiate an end to hostilities that entered their eleventh day.

But fierce fighting between Israel and Hamas resumed almost immediately after a five-hour lull in attacks that the United Nations brokered to let Palestinians stock up on food and supplies after days of staying at home for protection. There were intermittent rocket attacks during the lull as well.

Palestinian militants fired more than 50 rockets at Israel, including a barrage at the Tel Aviv area, according to the Israeli military. Israel responded with airstrikes, including the one that killed three youngsters in Gaza City, said a Gaza health ministry spokesman.

The conflict intensified Thursday as thousands of Israeli soldiers backed by tanks invaded the Gaza Strip. That escalated a military operation that was trying to destroy Hamas’ weapons arsenal, rocket-firing abilities and tunnels.

The latest wave of violence was spurred by last month’s kidnapping and killings of three Israeli teenagers whose bodies were found in the West Bank, followed almost immediately by what authorities believe was a retribution attack on a Palestinian youth who was strangled, beaten and burned to death .

But tensions between Israel and Palestinian authorities have been simmering for years. They threatened to boil over earlier this spring when Israel shelved nearly nine months of peace negotiations that were being personally shepherded by Kerry after Palestinian President Mahmoud Abbas agreed to create a unity government with Hamas.

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Associated Press writer Edith M. Lederer at the United Nations contributed to this report.

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Follow Lara Jakes on Twitter at: https://twitter.com/larajakesAP and Matthew Lee at: https://twitter.com/APDiploWriter

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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