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Catchings scores 25, Fever top slumping Sky 82-64

By WTOP Staff

JASON HADDIX
Associated Press

INDIANAPOLIS (AP) — The message on the board in the Indiana locker room was “Finish Strong,” something the Fever have struggled to do.

But in a matchup with the slumping Chicago Sky, the Fever found their game and surged to a win.

Tamika Catchings scored 25 points, and Briann January added 14 as the Fever sent the Sky to their sixth straight loss, 82-64 on Thursday night.

Indiana outscored Chicago 29-16 in the fourth quarter.

“We have been talking about it,” Catchings said. “We were determined to not to lose.”

Catchings scored 14 points in the fourth quarter for the Fever (11-12).

Indiana built a 53-36 lead late in the third quarter after first half runs of 17-2 and 9-2. But, Chicago (8-14) stormed back with an 11-0 spurt to close the period and get within 53-48.

“I made some subs, and my bench came in with energy, a little bit of enthusiasm,” Sky coach Pokey Chatman said.

Indiana answered with an 11-0 run to open the final period, stretching its lead to 80-56 with 1:37 to play when January rolled in a fast-break layup.

January returned to the lineup after missing Tuesday’s game. Her bucket gave the Fever a 24-point lead, their biggest of the season.

“Our bench came in and gave us some great minutes,” January said. “It gave (the starters) time to catch our wind and rest up.”

Allie Quigley had 17 points to lead Chicago, which has dropped 13 of 16. Sylvia Fowels had 15 points — all in the first half — and 11 rebounds.

“Sylvia dominated the first half,” Catchings said. “In the second half we all came together and was collectively going to help (Erlana Larkins) out and not put her one-on-one with her.”

The Sky were again without starters Courtney Vandersloot and Elena Delle Donne and fell to 1-6 without them.

The Fever trailed by four with 21.5 seconds left in the first period, but Krystal Thomas hit a jumper, and Layshia Clarendon made a buzzer-beating reverse layup to tie it 21-21.

Clarendon, who finished with four points, then rolled in another layup nearly two minutes into the second quarter to give the Fever a lead they didn’t relinquish.

“I thought as a staff we did a better job keeping our starters under 30 (minutes),” Fever coach Lin Dunn said. “That was our goal. I thought that we were less fatigued at the end of the game.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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