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3 dead in California bank robbery, gunbattle

SCOTT SMITH
Associated Press

STOCKTON, Calif. (AP) — Cars and houses were riddled with bullets during a high-speed chase and hostages were thrown from a fleeing SUV after a bank robbery Wednesday that led to the deaths of a hostage and two robbers, police said.

The violence began at 2 p.m. when officers responded to a call of a robbery at a Bank of the West branch in north Stockton. Arriving officers spotted three men taking three female hostages from the bank at gunpoint. The robbers stole a bank employee’s SUV and led officers on the pursuit, Stockton police Officer Joe Silva said.

During the chase that lasted 45 minutes along highways and city streets, two of the hostages who are bank employees were thrown from the SUV, police said. One was taken to a hospital with a gunshot wound; the other suffered a grazing bullet wound.

The pursuit continued as the suspects fired with AK-47 style rifles from the SUV. Fourteen police cars and an unknown number of homes along the robbers’ path were peppered with gunshots, Police Chief Eric Jones told a news conference late Wednesday.

“It was such a chaotic … fluid situation, really one of the most dangerous, tense situations that a police officer could go through,” Jones said.

“There was a lot on the line and the officers responded appropriately,” he said.

When the SUV became disabled at a street intersection, officers exchanged gunfire with at least one of the assailants.

“The firing never stopped,” Jones said, noting that the suspects had ammunition strapped to their bodies. “They were trying to kill (the officers), no doubt.”

When it was all over, the third hostage was found dead in the SUV and one of the robbers was also dead. The police chief said the hostage was a bank customer, and that she appears to have been used by the suspects as a shield during the shootout.

Police said the other two suspects were taken to the hospital with gunshot wounds, and one of them later died.

The surviving suspect was conscious, Jones said.

Witnesses said the shootout that brought the episode to a close looked like a war.

“It sounded like five minutes of straight gunfire,” witness Sam York told KCRA-TV. “It seemed like it wasn’t real.”

Jose Maldonado, who said he saw the robbers taking the women out of the bank, said the men had rifles that looked like AK-47s slung over their shoulders and they didn’t seem to care that there were police all around.

“They were not afraid. They weren’t going to take no for an answer. These poor women, they were screaming, they were so distraught, so scared,” Maldonado said.

Jones said the robbers also tied up a bank security guard.

The bank said in a statement that it would not provide information about the victims.

“This is a tragic incident and we are focused on supporting our customers and employees,” the statement said.

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Associated Press reporters Lisa Leff and Daisy Nguyen contributed to this report from San Francisco.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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