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Washington’s Top News – Wednesday, July 16, 2014

Here’s a look at some of the day’s top stories from WTOP:

Israel targets homes of senior Hamas leaders

The death toll in Gaza in nine days of fighting has now reached 204.

Israel resumed air strikes on Gaza Tuesday, after Hamas rejected a cease-fire proposal. Hamas says Israel on Wednesday fired missiles at the homes of four of its senior leaders. It’s also called on tens of thousands of residents of areas close to the Gaza-Israel border to leave their homes, presumably ahead of more airstrikes.

One family’s journey to the U.S.

Families are fleeing from Central America to the U.S. in droves, legal or not. One family tells their story to WTOP’s Kate Ryan, and the Prince George’s County school superintendent says “we have an obligation” to open new schools for the newcomers.

Rte. 1 safety measures

Three pedestrians have been killed on Route 1 in College Park this year, and on Tuesday night the council took more actions — and they may not be done yet. WTOP’s Ari Ashe has the details.

EEOC issues new guidelines for pregnant workers

For the first time in 30 years, the federal government is issuing new guidelines designed to protect pregnant workers from on-the-job discrimination. The Equal Employment Opportunity Commission’s update makes it clear that any form of workplace discrimination or harassment of pregnant women by employers is illegal.

The guidelines were last updated in 1983.

California approves fines for water-wasters

Water regulators in drought-ridden California have voted to approve fines up to $500 a day for residents who waste water on lawns, landscaping and car washing.

The action came after a survey showed that water consumption throughout California had actually risen by 1 percent this past May compared to the same month in previous years.

The fines will apply only to wasteful outdoor watering, including hosing down hard surfaces such as sidewalks and driveways.

Life as a pirate

When WTOP’s Michelle Murillo isn’t at the Glass-Enclosed Nerve Center, she’s often terrorizing the high seas – or at least keeping alive the history of those who did. She’s a reenactor who specializes in performing as the pirate Mary Read. On our Entertainment page, she writes about what got her started in living history, what kids love most about pirates and the real reason they wore eye patches.

Local limoncello and lots more liqueurs

Linda Losey admits she was a late convert to the lemony Italian liqueur known as limoncello, but she’s made up for lost time: She’s founded a distillery in West Virginia that makes the concoction she fell in love with at the Vatican. WTOP’s Rachel Nania visited to find out how they make it, as well as eight other liqueurs.

Is Facebook ruining marriage?

A new study says that Facebook and other social media sites are playing a significant role in divorce rates and marital satisfaction. But is Facebook causing divorce, or is divorce causing people to overuse Facebook? Experts weigh in on our Tech page.

FOX, MLB drop the ball at All-Star Game

Did you know Derek Jeter played in his final All-Star Game on Tuesday night? The announcers on FOX might have mentioned it once or twice – or 100 times. That’s how often they dropped the retiring Yankee star’s name. WTOP’s Noah Frank wonders why they couldn’t find the time to pay tribute to the legendary Tony Gwynn, who died less than a month ago after a lifetime of service to the game. Read Frank’s opinions on our Sports page.

Family saved at sea sues

The couple who were trying to sail around the world in April, but were rescued after their daughters got sick, says it isn’t their fault they needed saving by the Coast Guard — and they’re suing the people they say are responsible.

The Associated Press contributed to this report. Follow @WTOP on Twitter and WTOP on Facebook.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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