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Parker’s 34 points lifts Sparks to win over Fever

By WTOP Staff

JEFF SKIRVIN
Associated Press

INDIANAPOLIS (AP) — With her team struggling against Indiana, Sparks star Candace Parker took over.

Parker scored 17 of her season-high 34 points in the third quarter to help Los Angeles rally to beat the Fever 86-78 on Tuesday night.

“We were down 10, so the game was at a point where it could have gone either way,” Parker said. “We were either going to get back in the game or it was going to be a blow out.”

The Fever (10-12), who led 46-36 at halftime, lost a second half lead for the seventh time in 10 games. Putting an end to the trend of letting late leads slip away is a point of emphasis Fever coach Lin Dunn continues to stress to her team.

And it’s a trend that Indiana’s players openly acknowledge will cost them precious playoff positioning if they can’t keep control of games when they have them in hand – often time by double digits. Indiana was in second place in the Eastern Conference despite entering Tuesday’s game below .500.

“We keep talking about the focus, we keep talking about the turnovers, we keep talking about boxing out and playing good defense,” Tamika Catchings said. “It’s a whole bunch of excuses, that’s what it comes down to. You just have to buy in and just do it.”

Playing in her fifth game of the season, Catchings scored 25 points for the Fever after missing the first 17 contests with a strained back. Indiana is now 2-3 with Catchings in the lineup.

While the Fever struggle for consistency, the Sparks (10-11) find themselves winners of a season-best three in a row. And Parker likes where here team is as the first half of the season winds down.

“We’ve got into our groove,” she said. “We’ve got everybody back and we have a full team finally. Hopefully, we’re going to peak at the right time.”

Indiana starting point guard Briann January was announced a reserve for the Eastern Conference in Saturday’s All-Star game. She missed Tuesday’s game with a bruised right knee.

Nneka Ogwumike, a reserve All-Star for the Western Conference, left the game with a mild strain of her right ankle in the second quarter. She finished with two points and two rebounds for the Sparks.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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