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Sidewalk memorial honors New Jersey cop killer

DAVID PORTER
Associated Press

JERSEY CITY, N.J. (AP) — A day after a rookie police officer was gunned down in an ambush, mourners came to pay their respects at a makeshift memorial with candles, balloons, empty liquor bottles and messages of love from friends scrawled on T-shirts taped to a brick wall — to his killer.

“Rest easy,” ”Thug in peace” and “See u on the other side” were among the things friends wrote to Lawrence Campbell, who police say ambushed Officer Melvin Santiago early Sunday as he responded to an armed robbery call at a 24/7 pharmacy. Other officers returned fire, killing Campbell.

Visitors to the memorial would not give their names to The Associated Press. But Barbara Jones, Campbell’s neighbor, told The Jersey Journal that the Campbell she knew was nothing like the man city officials say was lying in wait for officers to arrive before opening fire.

“He was a good man. He looked out for everybody on the block,” Jones told the newspaper.

Angelique Campbell, Campbell’s widow, told News 12 New Jersey on Sunday that she was sorry for Santiago’s family but that her husband should have killed more officers if they were planning to kill him. She later apologized for the comments.

City officials lashed out that some residents were grieving for the suspect instead of the rookie officer.

Mayor Steven Fulop called Angelique Campbell’s comments “ignorant” and “disgusting.” Police Director James Shea said they weren’t representative of the city or even of Campbell’s neighborhood in southwest Jersey City, where the majority of shootings in the city take place and where distrust of police is as much a staple as boarded-up houses and groups of young men hanging out on street corners at midday.

“I firmly believe that the people who made the ignorant comments on the TV and the people who put up a memorial to a cowardly murderer who shot somebody in the head without giving him a chance are not representative of the people who live up there,” Shea said.

“We know that because our officers interact with them every day. There is a minority of criminals that makes their job dangerous, but there is a large population up there that they are proud to serve.”

A temporary memorial to the slain officer — significantly smaller than the one for Campbell — was set up outside the Walgreens where he was killed, drawing mourners as the store reopened Monday.

Crime remains an issue, even as the town on the Hudson River across from Manhattan has seen economic improvement and gentrification. Campbell’s neighborhood — and the Walgreens less than a mile away — is the other Jersey City, the one far away from downtown and its glittering waterfront, gleaming office towers and artisanal taco shops.

Police presence has been amped up there over the last several months. Fulop and Shea said the strategy had shown some positive results but that any progress on violent crime is fragile and can be erased, at least in the public’s mind, by an incident such as Sunday’s.

Violent crime in Jersey City dropped 22 percent in the first three months of 2014, compared with the same period a year ago, according to statistics compiled by the New Jersey State Police. There have been 15 homicides this year.

“We’ve certainly been trending in the right direction,” Fulop said. “We took the approach of aggressive police sweeps and visibility and that has made progress. But you also see over time, in any urban area, the bad guys adjust, and then we need to adjust.

“There are people in every single community who just don’t value life and this is highlighted by a situation like this. There’s a lot of reasons for that — some of it is decades of how they perceive police, some it’s jobs, some of it is socioeconomics — but at the end of the day, we’re dealing with it today.”

Police said they are looking for clues to explain why the 27-year-old Campbell, who had previous drug arrests and was released from jail in January, would have committed such a violent act.

Campbell, who didn’t try to rob the Walgreen’s, assaulted the store’s armed security guard and snatched his gun, Fulop said. Then, he told someone to watch the news later because he was “going to be famous.”

Campbell waited for officers to arrive and shot the 23-year-old Santiago with what police believe was the guard’s weapon. Santiago’s funeral is scheduled for Friday at St. Aloysius Catholic Church.

___

Associated Press writer Jill Colvin in Jersey City contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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