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Polar vortex? Nope, just cooler Midwestern weather

DON BABWIN
Associated Press

CHICAGO (AP) — Unseasonably cool weather will arrive next week in the Midwest and as far south as Arkansas and Oklahoma.

It is not, however, the second coming of a polar vortex, a phrase the National Weather Service’s Chicago office tweeted earlier this week to describe the upcoming sweater weather. The office quickly learned that wasn’t such a good idea, said Amy Seeley, a weather service meteorologist who spent a good chunk of Friday morning fielding a flood of telephone calls from the media.

“I think people are pretty sensitive to those words,” she said.

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WHAT’S TO BLAME?

Though Typhoon Neoguri has weakened since hitting Japan, it altered the path of the North Pacific jet stream, allowing polar air behind a trough of low pressure to spill out of Canada and into the Midwest, says Weather Underground meteorology director Jeff Masters.

It’s similar to the polar vortex pattern from the winter that turned much of the U.S. into a freezer for weeks at a time, breaking low temperature records in numerous states. But there are key differences, Masters says. This air mass is coming from western Canada and not directly from the arctic, plus the polar vortex is not nearly as strong in the summer — and sometimes breaks down completely.

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HOW COLD WILL IT GET?

Between Monday and Wednesday, temperatures in the Midwest will be as much as 15 degrees lower than normal, with the biggest drops seen close to the Great Lakes, though people in Oklahoma and Arkansas will need to break out pants, too.

Meanwhile, the usually temperate Pacific Northwest should get ready to sweat. Places such as Seattle could reach 90 or higher next week, Masters said.

Chicago would normally see highs in the 80s and lows in the mid-60s, but the weather service says highs early next week will climb no higher than the mid-60s — maybe 70 degrees– and lows could dip into the upper 40s.

The cool spell is coming at the wrong time for some athletes who are preparing for a triathlon in Wisconsin next weekend. If Lake Michigan is too cold, the swimming portion won’t happen.

“It’s disappointing because you’ve done all the preparations for it,” said Elizabeth Waterstraat, who has been coaching several people from suburban Chicago.

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WHAT DOES IT MEAN?

That sound you hear coming from Oklahoma might be thousands or people turning off their money-gobbling air conditioners. It could also be the cheers of those who make their living working outside, such as the employees at a Tulsa nursery, whose job entails hauling trees and shrubs around town.

“We love it,” Paul James, marketing manager for Southwood Landscape & Garden Center, said of the forecast for temperatures running about 15 degrees lower than the typical 93- or 94-degree July days. “Any day you don’t get above 100 degrees.”

Further north, the forecast is more bad news at the Maple Lane Resort in the western Michigan community of Empire, along Glen Lake, near Lake Michigan. This summer’s generally cooler weather already has affected business.

“We are fully booked for weekends here this summer, but we are seeing less families spend a week up here,” office manager Amanda Rennie said. “Last year, the stays were longer, (and) I think this may have something to do with the weather.”

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Associated Press writers Mike Householder in Detroit and Justin Juozapavicius in Tulsa, Oklahoma, contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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