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MTV series traces aftermath of abduction

DAVID BAUDER
AP Television Writer

NEW YORK (AP) — Finding an identity is hard enough for a 16-year-old girl without learning that life as you know it is based on a lie.

That’s the premise behind a smart new MTV drama, “Finding Carter,” that debuts Tuesday (10 p.m. EDT). The title character, after being thrown in jail with her friends following a night of mischief, is told the woman she thought was her mother abducted her at age 3.

Immediately, she’s sent “home” to an alien world: a hard-edged mom, an author-father, a twin sister, a new school and community.

“Even though not a lot of people have been abducted and found safe, a lot of people have been through some kind of trauma and it has changed the way they think about the world,” said actress Kathryn Prescott, who portrays the title character. “They have to become comfortable with a different kind of world than they thought.”

Prescott, a Londoner, ditches her British accent to play the American teenager. Terri Minsky, creator of “Lizzie McGuire,” writes and produces the series from a script bought by MTV from another writer. Since Minsky just sent her own daughter to college, she found it appealing to write about a mother and daughter — two mothers, really.

Minsky packs the debut episode with details and twists that set up a season’s worth of possibilities. Carter’s mom is a cop who comes off as cold and untrusting of Carter and, oh, is cheating on her husband. Dad is a struggling writer who wrote a book about the search for his daughter, and his agent sniffs a lucrative sequel. Carter is a wild child with a boyfriend from her old life, but she comes on to a new guy that her twin is interested in.

“I wanted to have something that was deeper than ‘we’re the family who got our daughter back,'” Minsky said.

Carter’s instant return to a family she doesn’t remember, with a younger brother born after the kidnapping, is the series’ one false note. In reality, you’d expect a more gradual transition.

In the debut, Carter’s mom suffers from comparison to the woman Carter believed was her mother, who competes with the girl over who can say “I love you” the most. It’s not that simple, of course. Carter must come to terms with the fact that “mom” is a criminal.

“Here was a chance to split the mother into two personalities, which is what most mothers are,” Minsky said. “You want to be your daughter’s best friend, but you have to be their parent.”

Minsky’s vision of “Finding Carter” was informed by her own station in life. As a mother, the former journalist gives more attention to the women involved than the original, younger developer of the idea, who had a greater focus on Carter’s rebelliousness.

Minsky’s character development attracted actress Cynthia Watros, a mother of twins in real life who plays the parent of twin girls in “Finding Carter.” ”You don’t have to go far as a mother to tap into those feelings of how unbelievably painful it would be if one of your children went missing,” Watros said.

As the series proceeds, a fuller portrait of her character, Elizabeth, emerges. How would it change a woman to go through such a nightmare, particularly when you know your husband was in the house when your daughter was abducted?

MTV has high hopes for “Finding Carter,” part of a new emphasis on scripted series signaled by the hiring of Susanne Daniels as programming chief two years ago. Minsky said friends in the industry often said she’d find a kindred spirit in Daniels, a veteran television executive best known for her time at the former WB network.

MTV’s audience is packed with teenage girls, but Minsky is shooting for more.

“My fantasy is that mothers and daughters will watch it together,” she said.

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David Bauder can be reached at dbauder@ap.org or on Twitter@bauder. His work can be found at http://bigstory.ap.org/content/david-bauder.

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Online:

http://www.mtv.com/

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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