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Israel strikes in Gaza, prepares possible ground operation

JERUSALEM (AP) — Palestinian medical officials now say at least 19 Palestinians, including three children, have been killed in Israeli air and sea attacks today on the Gaza Strip. The attacks struck more than 100 locations.

The Israelis are responding to continued rocket fire from that area. Two rocket attacks targeted Tel Aviv today, but both were intercepted by Israel’s missile defense system. Air raid sirens were also heard in Jerusalem. A TV station says a rocket hit a house near there, but there were no injuries.

Israel’s military says it’s begun an open-ended offensive in the Gaza Strip aimed at striking a blow against the Hamas rulers there. A cabinet official told Israeli TV that the offensive “will take time.” And he added that if Israel needs to launch a ground operation in Gaza, it will do so.

Israeli officials say the government has authorized the army to mobilize an additional 40,000 troops, if needed, for the operation. By nightfall, the army said it had mobilized half of the forces, in addition to 1,500 reservists who were activated earlier.

Tensions have been high since three Israeli teens were kidnapped June 12 in the West Bank and were later found dead. That was followed by last week’s slaying of a Palestinian youth.

%@AP Links

227-a-15-(Josh Earnest, White House press secretary, at news conference)-“these vicious attacks”-White House press secretary Josh Earnest says the U.S. backs Israel’s right of self-defense in the face of the Hamas rocket barrage. (8 Jul 2014)

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201-r-22-(Sound of sirens and muffled recorded warning, as people rushed to take shelter)–Sound of sirens and a muffled recorded warning for people to seek shelter. (8 Jul 2014)

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199-a-17-(Lieutenant Colonel Peter Lerner, spokesman, Israel Defense Forces, in AP interview)-“the unfortunate result”-Peter Lerner of the Israeli Defense Forces says they wanted to avoid civilian casualties before firing on a position that left Palestinian civilians, including children, dead. (8 Jul 2014)

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APPHOTO DV114: Smoke and a ball of fire rises after an Israeli missile strike in Beit Lahia, northern Gaza Strip, Tuesday, July 8, 2014. The Israeli military launched what could be a long-term offensive against the Hamas-ruled Gaza Strip on Tuesday, striking nearly 100 sites in Gaza and mobilizing troops for a possible ground invasion aimed at stopping a heavy barrage of rocket attacks against Israel. Palestinian President Mahmoud Abbas called on Israel to halt the airstrikes immediately and appealed for calm, however he has little influence over a Gaza Strip that is ruled by Hamas militants who violently overthrew forces loyal to him in 2007. Smaller and more radical forces than Hamas are also involved in rocket fire from Gaza. (AP Photo/Hatem Moussa) (8 Jul 2014)

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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