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Correction: United Nations-Gay Marriage story

UNITED NATIONS (AP) — In a story July 7 about the United Nations recognizing gay marriage for its staff members, The Associated Press, relying on information from the U.N., reported erroneously that the new policy affected only employees of the U.N. Secretariat. The policy applies to all U.N. employees, including those who work at separate agencies and programs such as UNICEF and UNESCO.

A corrected version of the story is below:

UN recognizes gay marriages for staffers

UN changes its policies to recognize gay marriages for all its staff members

By MARIA SANMINIATELLI

Associated Press

UNITED NATIONS (AP) — The United Nations announced Monday it would recognize the gay marriages of all its staffers, in a major policy shift that opens the door for the spouses of homosexual employees to enjoy the same benefits as the husbands and wives of their heterosexual colleagues.

Previously, the United Nations only recognized the unions of staffers who came from countries where gay marriage is legal. Now anyone who marries in countries where gay marriage is legal is included.

The change means gay spouses of U.N. employees can get health insurance coverage and the chance to accompany spouses on their home leave every couple of years, among other benefits.

For Anna Guerraggio, an Italian citizen who works at the U.N. in New York, this means the certainty that she can now be joined by her girlfriend of five years without worrying about visas or immigration issues, or waiting for her partner, Flaminia De Agostini, to hear whether she got a job with a visa.

“If she doesn’t get the job, then we get married and she benefits from my visa,” Guerraggio said in a telephone interview from Italy, which doesn’t recognize gay marriage.

UN-Globe, a group representing LGBT staffers at the U.N., had pushed for the U.N. to recognize gay staffers’ marriages since 1997. It welcomed Monday’s announcement as a massive step forward.

“Too many of us have suffered under the previous policy. Too many of us have been unable to secure, for example, residency visas and health benefits for our spouses because of a discriminatory policy that would refuse to recognize our legal partners,” the group’s president, Hyung Hak Nam, said in a statement. “Let us just enjoy this moment, this huge victory.”

The new policy, led by Secretary-General Ban Ki-moon, became effective June 26, and will impact the U.N.’s approximately 43,000 employees worldwide. Employees of separate U.N. agencies, such as the children’s agency UNICEF and the U.N. cultural agency UNESCO, also are affected by the change, U.N. deputy spokesman Farhan Haq said.

Ban has been an outspoken supporter of gay rights, openly denouncing homophobia in speeches around the world. He notably did so in Sochi, Russia, just before the opening of the Winter Olympics, when he condemned attacks and discrimination against homosexuals. The speech came at a time when activists and protesters had stepped up their campaign against Russia’s law restricting gay rights activities.

“For a couple of years, the secretary-general has boldly spoken about equality for all people, and now he was bold enough to do it,” Guerraggio said. “He is defending his own employees, and we appreciated that.”

According to the Pew Research Center, gay marriage is legal in 18 countries, plus parts of the United States and Mexico. But prejudice remains deep in many countries. An extreme case is Uganda, which in February passed a law making gay sex punishable by a life sentence.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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