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Waitresses at Colorado eatery carry loaded guns

RIFLE, Colo. (AP) — Many stores and restaurants are telling people not to bring their guns inside, but one western Colorado restaurant not only embraces the practice of packing heat, it encourages its customers to carry openly — and its waitresses do, too.

As she takes your order at Shooters Grill in the town of Rifle — yes, Rifle — waitress Ashlee Saenz carries a pad, pen and a loaded Ruger .357 Blackhawk revolver holstered on her leg, Old West style.

It’s loaded, and she knows how to use it.

Colorado is among the states where openly carrying a gun in public is legal. The issue has made headlines after gun rights activists carrying loaded rifles gathered in Target stores in Texas, Alabama and North Carolina to demonstrate their support of “open carry” laws. On Wednesday, Target Corp. asked its customers “respectfully” to not bring firearms into stores, even where allowed by law.

But in Rifle, Saenz, her co-workers and her customers at Shooters Grill are encouraged to bring their holstered guns in the restaurant, The Glenwood Springs Post Independent reports (http://bit.ly/1nOVk8R ).

State law allows local governments and businesses to prohibit guns in their buildings, but a sign on Shooters’ front door reads: “Guns are welcome on premises. Please keep all weapons holstered unless need arises. In such case, judicious marksmanship is appreciated.”

Shooters also hosts training that qualifies customers for Colorado and Utah concealed weapon permits. The $75 price tag includes dinner.

Shooters owner Lauren Boebert said she’s simply allowing customers and employees to exercise their constitutional right to bear arms.

“We encourage it, and the customers love that they can come here and express their rights,” Boebert said.

She chose the restaurant’s name last year as a nod to its gun policy.

“I consulted with my Christian friends and everyone said ‘Shooters’ sounded like a bar or a strip joint,” Lauren Boebert said with a laugh. “But I thought, this is Rifle — it was founded around guns and the Old West. We called it Shooters and started throwing guns and Jesus all over the place.”

The restaurant offers American and Mexican fare, and it doesn’t serve alcohol.

Customers on a recent morning had no problem with the presence of firearms.

Wayne and Martha Greenwald, visiting from Grand Marais, Michigan, welcomed the restaurant’s policy.

“We think it’s just fine. We’re very positive about it,” Wayne Greenwald said. “We carry guns ourselves and own a rifle, shotgun and handguns. We live in a very small town and we take care of our own crime problems.”

A group that supporters gun restrictions told the newspaper it favors concealed carry over open carry because that requires the person to have training and meet other requirements to obtain a permit. Other Colorado laws, including universal background checks for gun sales, a 15-round limit on firearm magazines and a ban on online-only concealed-carry training, continue to be topics of intense debate.

“We stand behind the Second Amendment, but we don’t encourage people to carry guns as a public display in places like stores or restaurants,” said Jennifer Hope, the Colorado chapter leader for the national Moms Demand Action for Gun Sense in America.

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Information from: Post Independent, http://www.postindependent.com/

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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