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Billy Ray Cyrus calls slain Nevada teacher ‘hero’

By WTOP Staff

MARTIN GRIFFITH
Associated Press

RENO, Nev. (AP) — Country singer Billy Ray Cyrus honored a Nevada teacher killed by a 12-year-old student in a schoolyard shooting last year, calling him a “true American hero.”

Cyrus praised Michael Landsberry and presented a memorial plaque to his widow, Sharon, during a concert Saturday night in Incline Village, a Nevada community on north shore of Lake Tahoe.

Police say Landsberry, a 45-year-old ex-Marine, tried to talk the shooter into turning over the handgun before he was shot in the chest Oct. 21 at a middle school in the Reno suburb of Sparks. The student wounded two classmates before taking his life.

“Tonight we are here to honor a true American hero,” Cyrus told a crowd of over 1,000. “Michael Landsberry made the ultimate sacrifice to save his students after serving three terms in Afghanistan.”

Cyrus said Landsberry also represented the courage of the Vietnam veteran honored in his patriotic song, “Some Gave All.” With a large photograph of Landsberry in the background and the math teacher’s widow on stage, Cyrus led the crowd in singing the song.

Cyrus said he was moved by the story of Landsberry’s actions in the school shooting and decided to recognize him when offered a chance to perform at Lake Tahoe.

He and his father, Ronald Ray Cyrus, made similar presentations honoring American heroes for more than a decade, and this marked the first time the country star has done so since his father’s 2006 death.

“Just about every year, my dad and I would find an unsung hero and present them with a ‘Some Gave All’ award,” he told The Associated Press. “I kind of play everything by ear, and I thought sometime when the time is right, I would love to recognize the sacrifice Michael made.”

Sharon Landsberry thanked Cyrus and said his tribute moved her and their two daughters, Alisa Cook, 25, and Andrea Cook, 18. Alisa Cook also attended the concert, while Andrea Cook offered a videotaped message from an aircraft carrier in the Persian Gulf, where she serves in the Marines.

“We all love him today. … He lives within all of us,” Sharon Landsberry said of her husband.

Cyrus, who rose to fame in 1992 with the hit song “Achy Breaky Heart,” also gave her a “financial gift.” The amount was not disclosed.

The singer is involved with a program called Do the Write Thing, which aims to reduce school violence by encouraging the public to alert authorities to potential problems at schools.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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