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At 116, Arkansas woman named oldest American

By WTOP Staff

JILL BLEED
Associated Press

LITTLE ROCK, Ark. (AP) — A south Arkansas woman celebrated her 116th birthday Friday with cake, a party and a new title — she’s now officially the oldest confirmed living American and second-oldest person in the world, the Gerontology Research Group said.

Gertrude Weaver spent her birthday at home at Silver Oaks Health and Rehabilitation in Camden, about 100 miles southwest of Little Rock. This year’s festivities included the new award from the Gerontology Research Group, which analyzed U.S. Census records to determine that Weaver is the oldest living American, rather than 115-year-old Jeralean Talley, who was born in 1899.

The research group, which consults with the Guinness Book of World Records, found that the 1900 Census listed Weaver as 2 years old — putting her birthday in 1898, said Robert Young, the research group’s database administrator and senior consultant for Guinness.

That makes Weaver the second-oldest person in the world behind 116-year-old Misao Okawa of Japan and the 11th oldest person of all time, he said.

“Normally, 116 would be old enough to be the world’s oldest person,” Young said. “There’s kind of heavy competition at the moment.”

Weaver was born in southwest Arkansas near the border with Texas, and was married in 1915. She and her husband had four children, all of whom have died except for a 93-year-old son. Along with Census records, the Gerontology Research Group used Weaver’s 1915 marriage certificate, which listed her age as 17, to confirm her birth year, Young said.

Although no birth record exists for Weaver, she celebrates her birthday each year on July 4 and did the same this year. At her 115th birthday party last year, Weaver was “waving and just eating it all up,” said Vicki Vaughan, the marketing and admissions director at Silver Oaks.

“Most people want to know, ‘Well, can she talk?'” Vaughan said. “Her health is starting to decline a little bit this year — I can tell a difference from last year, but she still is up and gets out of the room and comes to all of her meals, comes to activities. She’ll laugh and smile and clap.”

Weaver first stayed at the Camden nursing home at the age of 104 after she suffered a broken hip, Vaughan said. But Weaver recovered after rehabilitation and moved back home with her granddaughter, before returning to the nursing home at the age of 109.

Weaver cited three factors for her longevity: “Trusting in the Lord, hard work and loving everybody.”

“You have to follow God. Don’t follow anyone else,” she told the Camden News this week. “Be obedient and follow the laws and don’t worry about anything. I’ve followed him for many, many years and I ain’t tired.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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