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Pence says GOP should seek limits on federal gov’t

STEVE PEOPLES
Associated Press

NEW YORK (AP) — Indiana Gov. Mike Pence on Thursday called on Republicans to dramatically limit the federal government’s role in public education, welfare programs and transportation in a speech aimed at boosting his profile among New York’s powerful political donors.

“I’m more convinced than I’ve ever been in my life that the cure for what ails this country will come more from our nation’s state capitals than it ever will from our nation’s capital,” Pence, a former congressman, told a packed hotel ballroom shortly after donors paid $5,000 each for a picture with him.

The comments came at the New York GOP’s annual dinner, a fundraising event set in Times Square that attracts ambitious Republicans each year eager to tap into the city’s massive bank of campaign cash. Recent speakers include Texas Sen. Ted Cruz, Louisiana Gov. Bobby Jindal and former Florida Gov. Jeb Bush — each of whom is weighing a presidential bid.

Pence declared that Washington Republicans must “permanently reduce the size and scope of the federal government by restoring to the states those resources and responsibilities that are rightfully theirs under the Constitution,” specifically citing education, welfare and transportation.

He used humor to distance himself from an unpopular Congress, where he served for more than a decade. “If I only had 12 years to live I’d want to live it as a member of Congress,” he said, “because that was the longest 12 years of my life.”

Pence may be less known on the national stage, but Republican operatives suggest he could emerge as a major player in the 2016 contest should he run.

“He’s got presidential qualities,” New York Republican Party Chairman Ed Cox said.

As he mulls a White House bid a year and a half into his first term as governor, Pence has been working to strengthen his national profile. Thursday’s trip represented his second meeting with New York donors in as many months. He followed the first New York appearance by pitching a plan to expand health insurance coverage for low-income Indiana residents during a speech at a conservative think tank in Washington.

He has also been strengthening ties to Republicans in other states, headlining events for the Wisconsin and Alabama GOP in recent weeks.

At the same time, he’s bolstering his foreign policy credentials. The Indiana governor is taking a group of business leaders on a jobs mission to the United Kingdom in July. During an economic trade mission to Germany last May, Pence took the unusual step of criticizing the president while abroad when he faulted President Barack Obama’s handling of the situation in Ukraine.

Pence took repeated swipes at Obama’s international leadership on Thursday. “The foreign policy of this administration has made the world less safe,” he said, “and must be replaced with a policy of peace through strength.”

Pence is popular with Indiana voters and has allies among national establishment Republicans and evangelical voters alike.

“Mike Pence is a successful governor and a full-spectrum conservative who could attract support from many different lanes in the Republican Party. He’s also one of the best communicators we have,” said GOP operative Phil Musser, a veteran of presidential politics.

Pence also has strong ties to billionaire conservative donors Charles and David Koch, whose political network pumped tens of millions of dollars into the last presidential race.

Elected to his first term as governor in 2012, Pence had weighed a challenge to Obama’s re-election. He has been saying for months that he is “listening” to national conservatives interested in seeing him make a presidential bid.

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Associated Press writer Tom LoBianco in Indiana contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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