Skip to main content

The U.S. advanced in the World Cup! Now what?

By Noah Frank

WASHINGTON — If you thought ties were un-American, Thursday’s 1-0 defeat by the U.S. Men’s National Team to Germany probably brought up some pretty mixed feelings. Yes, they lost. But thanks to the goal differential tiebreaking rules in the World Cup, their overall performance was good enough to advance them to the next round.

For those who are still trying to make sense of it all, here is the basic rundown of why the math broke the Americans’ way.

The U.S. earned four points out of Group G with a win over Ghana (3) and a draw of Portugal (1).

Portugal also earned four points out of Group G with a win over Ghana (3) and a draw of the U.S. (1).

The first tiebreaker under this scenario is goal differential for the tournament. The U.S. beat Ghana 2-1, drew with Portugal 2-2 and lost to Germany 1-0 for a net differential of 0.

Portugal lost to Germany 4-0, drew the U.S. 2-2, and beat Ghana 2-1 for a net differential of -3.

Therefore, the Americans are on to the round of 16.

But now what?

You’ve spent the past two weeks finding reasons to hate Germany, Ghana and Portugal. That’s all in the past now. Time to look ahead to the future.

The U.S. will square off with Belgium in the round of 16 Tuesday. Lest you expect this game to be a cakewalk, be mindful that the Belgians are ranked 11th in the world, two spots ahead of the U.S. They have also won all three of their World Cup games, beating Algeria 2-1, and both Russia and South Korea by 1-0 counts.

If you are a casual fan and have just gotten acclimated to the structure of the game (45 minutes per half plus stoppage time), get ready to readjust. From here on out, there are no more ties.

If the score remains level through 90 minutes, the two sides play two 15-minute overtime periods with a short break in between. There is no sudden death — the game will continue until the end of extra time, no matter the score.

If, at that point, the game is still tied, the game will move to a shootout. Five players from each side get a penalty shot in alternating order. At the end of the five, whichever team has more scores wins. If the penalty count is also tied, each side will continue to alternate shots until one side scores and the other does not to determine a winner.

Now you know the road ahead. Take a deep breath, hit the reset button and rid your house of all blonde beer and chocolate before July 1.

Follow @WTOP and @WTOPSports on Twitter and WTOP on Facebook.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story

Related News

Frustration grows in Venezuela as earthquake death toll reaches 1,430

Israel and Lebanon sign framework agreement with US in ‘first step’ toward peace, Rubio says

Trump-endorsed populist poised to become Colombia’s next president as rival challenges vote