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Cubs lose 4-1 to Latos, Reds

By WTOP Staff

MARK PERLMAN
Associated Press

CHICAGO (AP) — This time, the Chicago Cubs were shut down by Mat Latos.

Starlin Castro had an RBI single for Chicago’s only run in a 4-1 loss to Latos and the Cincinnati Reds on Wednesday night.

The Cubs began the day with a .232 team batting average, which was next to last in the National League. They managed just six hits in the series finale against Cincinnati.

“The story for us has been that we’re not scoring enough runs for the starting pitchers and for this bullpen,” catcher John Baker said. “It’s frustrating for us position players.”

It’s also frustrating for first-year manager Rick Renteria.

“They’re all chipping away at their approaches, but we’re facing some pretty good chuckers too,” he said. “We just obviously weren’t able to generate a whole lot of runs.”

Edwin Jackson (5-8) allowed four runs and six hits in 5 1-3 innings for Chicago, which has dropped four of five. Starlin Castro had two hits and drove in a run.

“It’s a tough lineup. They’re going to make you work,” Jackson said. “I thought for the most part I was able to contain them until the sixth inning. They kind of busted it open a little bit.”

With the wind blowing in on a cold summer night, Devin Mesoraco’s five-game homer streak came to an end. The Reds catcher was tied with Adam Dunn, Ken Griffey Jr., Johnny Bench, George Crowe and Ted Kluszewski for the franchise record.

Latos (1-0) allowed one run and five hits in seven innings in his third start after beginning the season on the disabled list. It was his first win since Sept. 2 against St. Louis.

Latos was coming off a frustrating no-decision against Toronto, when he was staked to an 8-0 lead and was unable to hold on. He gave up five runs and nine hits in 5 2-3 innings as the Blue Jays rallied for a 14-9 victory Friday night.

The Cubs fell to 12-31 against Cincinnati over the last three seasons.

Jonathan Broxton pitched a perfect eighth and Aroldis Chapman finished for his 14th save in 15 chances.

Pinch-hitter Justin Ruggiano doubled off the front of the basket in right field with two outs in the ninth. The call was upheld after Renteria called for a review, and Chapman struck out pinch-hitter Mike Olt to end the game.

Cincinnati went ahead to stay with three runs in the sixth. Todd Frazier scored from first on Joey Votto’s opposite-field double to left. After Mesoraco’s single, Jay Bruce lined a double off third baseman Luis Valbuena’s glove to drive in Votto.

Jackson struck out Chris Heisey before James Russell came in, and Skip Schumaker executed a perfect suicide squeeze to give the Reds a 4-1 lead.

“It was the first one in my life. College, big leagues, you name it,” said Schumaker, who also had two doubles in the game. “I saw the sign. It worked out.”

Bruce put the Reds in front with a two-out double down the right-field line in the first, scoring Frazier from second. Votto tried to hustle home from first but was cut down at the plate on Darwin Barney’s relay throw.

The Cubs tied it in the fourth. Ryan Sweeney reached on a leadoff double, advanced on Anthony Rizzo’s groundout and scored on Castro’s base hit.

NOTES: Reds 2B Brandon Phillips was out of the lineup for the third straight game with a bruised right heel. … RHP Dallas Beeler will make his major league debut in Game 1 of Chicago’s day-night doubleheader Saturday against Washington. The 25-year-old Beeler is 5-3 with Triple-A Iowa. … Mesoraco was picked off first base after originally called safe by umpire Trip Gibson in the fourth inning. The call was overturned by replay review.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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