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36 taken to hospitals after Texas floor collapses

JUAN A. LOZANO
Associated Press

KATY, Texas (AP) — A floor collapsed under a large crowd of people gathered for a religious event Thursday at a suburban Houston home, sending three dozen people to hospitals, though most suffered minor injuries, authorities said.

The collapse occurred while as many as 125 people assembled for the event in a residential neighborhood in Katy, just west of Houston. People were in an apartment above a detached garage when the floor gave way, though it wasn’t immediately clear how many people were inside at the time, West I-10 Fire Department spokesman Tim Thomas said.

He said 36 people were taken to hospitals, mostly with minor injuries, though three people suffered “urgent” but not critical injuries.

More than a dozen ambulances rushed to the scene shortly after the collapse was reported around 1 p.m. A few people were trapped when the floor above the garage “pancaked in,” though emergency crews were able to pull victims free, Houston Fire Department Capt. Ruy Lozano said.

Firefighters and emergency crews treated people in a makeshift triage area set up in the grassy front yards of nearby homes. Some of those injured were lifted onto stretchers before being taken away by ambulance.

Leticia Sahagun-Rubio, who lives across the street, said she was in her home when she heard a commotion outside. When she looked at her neighbor’s home, “I saw streams of people were just coming out,” she said.

She said many of them couldn’t speak English, so she started giving them water. She said emergency crews arrived almost immediately.

“It was just a stream of ambulances. For 30 minutes, you could hear nothing but ambulances,” she said.

She said the family who lives at the home, an Indian couple and their college-aged son, had sent neighbors letters a few days earlier saying they would be holding a religious ceremony to bless a temple.

She estimated between 100 and 150 people were gathered at the family’s two-story brick home, where the front doorway was decorated with red, turquoise and white fabric and a large white tent had been set up with stacks of folding chairs. Men were mostly dressed in white linen pants and shirts, while many women were dressed in brightly colored saris.

Christina Ramirez, who lives next to the home, said some of the people had bloodied clothes after the floor collapse while others asked her for ice for head and ankle injuries.

“There was a lot of chaos at first,” she said.

Nobody was in the garage below the apartment when the floor gave way, Thomas said. Witnesses told local television stations people were trying to hold up beams after the floor collapsed. The two-story structure that contained the garage and apartment had itself not collapsed. But from the outside, the wood siding in the middle of one wall had come apart.

Lozano, the fire department official, said building inspectors don’t regulate the number of people in such residential structures.

“We just have to use good judgment,” he said.

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Follow Juan A. Lozano on Twitter at www.twitter.com/juanlozano70 .

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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