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Obama faces new test on ending America’s wars

JULIE PACE
AP White House Correspondent

WASHINGTON (AP) — From the Rose Garden, President Barack Obama outlined a timetable for the gradual withdrawal of the last U.S. troops in Afghanistan and said confidently, “This is how wars end in the 21st century.”

But less than three weeks after his May 27 announcement, there is a sudden burst of uncertainty surrounding the way Obama has moved to bring the two conflicts he inherited to a close.

In Iraq, a fast-moving Islamic insurgency is pressing toward Baghdad, raising the possibility of fresh American military action more than two years after the last U.S. troops withdrew. The chaos in Iraq also raises questions about whether Obama’s plans to keep a small military presence in Afghanistan until the end of 2016 can prevent a similar backslide there or whether extremists are simply lying in wait until the U.S. withdrawal deadline passes.

“Could all of this have been avoided? The answer is absolutely yes,” Sen. John McCain, R-Ariz., said of the deteriorating situation in Iraq. McCain, one of the White House’s chief foreign policy critics and Obama’s 2008 presidential rival, added that Obama is “about to make the same mistake in Afghanistan he made in Iraq.”

That criticism strikes at the heart of Obama’s clearest foreign policy pledge: a commitment to ending the conflicts started by his predecessor, George W. Bush, and keeping the U.S. out of further military entanglements.

The turmoil in Iraq presents a particularly troubling dilemma for the White House. Obama’s early opposition to the Iraq war was a defining factor in his 2008 presidential campaign and he cast the withdrawal of all American troops in late 2011 as a promise fulfilled. The president and his top advisers have since cited the end of the war as one of Obama’s top achievements in office.

But the vacuum left by American forces has been filled by waves of resurgent violence and burgeoning Sunni extremism. Still, Obama resisted calls for the U.S. to get involved, saying it was now Iraq’s sovereign government’s responsibility to ensure the country’s security.

The current situation in Iraq appears to have made that stance untenable.

Obama, who once called Iraq a “dumb war,” now says it is clear the government in Baghdad needs more help from the U.S. in order to contain a violent al-Qaida inspired group that, he said, could pose a threat to American security interests.

While the White House is still evaluating a range of options, administration officials say the president is considering strikes with manned aircrafts, but only if Iraqi leaders were to outline a political plan for easing sectarian tensions.

Even limited and targeted U.S. airstrikes in Iraq would mark an almost unimaginable turn of events for many of the war-weary Americans who twice elected Obama president.

“If the president decides to double down on George W. Bush’s disastrous decision to invade Iraq by launching a new round of bombing strikes, Iraq will become Barack Obama’s war,” said Becky Bond, political director of the progressive organization CREDO.

White House officials say it’s unclear whether keeping a small contingent of American troops in Iraq after 2011 could have prevented the violence plaguing the country now. Obama did seek to reach a bilateral security accord with Iraq that would have allowed U.S. forces to stay, but an agreement could not be reached and all American forces were ordered out.

Obama has put far more effort into finalizing a security agreement with Afghanistan that will allow some U.S. troops to stay in the country after combat operations formally end later this year. The administration’s goal is in part to avoid a repeat of Iraq and give the U.S. military more time to strengthen Afghan security forces.

The Afghan government is expected to sign a security agreement after final results from Saturday’s presidential runoff election are set to be released July 22.

Under the plan Obama announced in the Rose Garden in late May, about 10,000 troops would stay in Afghanistan at the end of the year, but be fully withdrawn by the time his presidency is coming to a close at the end of 2016.

For those tired of war, Obama’s plan keeps Americans in Afghanistan too long. For the president’s critics, his plan brings Americans home too soon and gives insurgents too clear a roadmap of the military’s plans.

Obama acknowledged the unsatisfying nature of ending a war without signing ceremonies or clearly defined winners and losers. In a statement that seems all the more true given the past week’s developments in Iraq, he said, “I think Americans have learned that it’s harder to end wars than it is to begin them.”

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Follow Julie Pace at http://twitter.com/jpaceDC

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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