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MoCo: WSSC Needs Independent Review Of Billing Disputes

WSSC logo, via WSSCA Montgomery County agency says WSSC needs an independent review of the roughly 60 complaints from Bethesda-area residents concerning more expensive than usual water bills.

The county’s Office of Consumer Protection released a report on Monday that said customers of the publicly-funded water utility don’t have an independent way to resolve billing disputes. The report also said the apparent lack of more sophisticated meter reading technology “gives the appearance” that WSSC’s readings could be “potentially subject” to inaccurate readings.

Councilmember Roger Berliner sent WSSC two letters since March asking it to look into its billing procedures. He also sent WSSC a list of the 60 complainants, some who claimed to receive water bills hundreds and even thousands of dollars higher than normal.

Berliner then asked the county’s Office of Consumer Protection (OCP) to look into the complaints. WSSC has maintained that any higher than usual water bills are because of leaks or the colder than usual winter that meant a longer winter billing cycle.

The report released Monday afternoon draws no conclusion as to if WSSC is in the wrong about the bills:

While there is no “one size fits all” explanation for each consumer’s allegations, there appear to be a limited number of possible explanations for why water usage and the corresponding water bill may be higher than usual:

– the consumer used more water,

– the consumer had a leak (permanent or intermittent),

– the meter was not properly read by WSSC, or

– the meter was not properly operating

In some instances a spike in water usage was followed by a return to normal water usage readings. In some cases the fluctuations were 200% to 400% while other consumers experienced fluctuations of 5% to 100%. In some cases, the fluctuations resulted in lower usage as well as in higher usage and bills.

In a statement that accompanied the OCP report, Berliner said the report “confirms a need for a fair and independent forum for consumers to challenge WSSC bills.”

OCP said that the batch of complaints is the largest it’s received in 30 years. Some who complained have claimed the higher than usual water usage readings continued after leaks were ruled out.

“As it stands, WSSC is the sole arbiter of whether a bill is correct,” Berliner said in a statement. “Consumers are clearly at a disadvantage and this needs to change. Accordingly, I will be working with our state delegation in the months ahead to create a fair and independent forum that will better serve our County’s ratepayers.”

A WSSC spokesperson said the utility must review the report before making any comment.

The OCP report said “it appears that WSSC does not ‘report’ to any independent review body with regard to billing disputes and related issues:”

While the extent to which these consumer complaints regarding high water bills may or may not be related to inaccurate meter reading by WSSC, the lack of more sophisticated “drive-by” electronic meter reading technology as employed by other local water jurisdictions gives the appearance that WSSC’s meter reading infrastructure and capabilities are antiquated by comparison and therefore potentially subject to inaccurate readings.

WSSC appears to maintain extensive and detailed documentation regarding many operational issues. Further inquiry may be needed by an independent reviewer with specialized utility expertise in order to shed any additional light regarding these high water bill complaints and related issues.

PDF: Berliner-Office of Consumer Protection report on WSSC billing complaints

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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