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Martin Kaymer cruises toward big win at US Open

PAUL NEWBERRY
AP National Writer

PINEHURST, N.C. (AP) — Martin Kaymer was cruising toward his second major title Sunday with a dominating performance at the U.S. Open.

No one made a charge at the 29-year-old German, who appeared certain to add to the title he won at the PGA Championship at Whistling Straits in 2010.

He began the round with a five-shot lead and had an eight-stroke advantage over Rickie Fowler with three holes remaining. Kaymer stretched out his lead with consecutive birdies at the 13th and 14th holes, the last of them a 30-footer that took his score to 2 under on the day and 10 under overall.

Fowler and Erik Compton were the only other players still in the red for the tournament. Fowler was at 2 under, his hopes of challenging Kaymer effectively ended with a double-bogey at the fourth. Compton, who has undergone two heart transplants, got within four strokes of the lead at one point before fading. He had three bogeys in a five-hole stretch on the back side to drop to 1 under.

Fowler was playing in the final group at a major for the first time. But he had a miserable time at No. 4, where his second shot sailed off into the pine trees right of the fairway, then his next shot flew over the green. He needed to sink a long putt just to make 6.

Kaymer opened the tournament with back-to-back 65s for a 10-under 130, the lowest 36-hole score in Open history. He struggled in tougher conditions Saturday but still managed a 2-over 72 that left him with a comfortable advantage at 8-under 202.

The conditions were more inviting than the previous day when only Fowler and Compton broke par. There was little wind, and some of the pins were easier to reach.

There already were 10 scores in the 60s among those who had finished, led by Daniel Berger with a 4-under 66. But other than Kaymer, no one in the final five groups was under par.

But it was another frustrating day for Phil Mickelson, who didn’t come close to completing his career Grand Slam. The six-time Open runner-up failed to break par all week, finishing with a 72 that left him at 7-over 287.

The world’s top-ranked player, Adam Scott, turned in a 69 to wind up at 282.

Zach Johnson had the shot of the day, acing the 172-yard ninth hole.

Johnson’s 7-iron landed about 20 feet left of the flag, bounced twice, and curled down the slope into the cup. The player flung his club in the air while the gallery roared, then took off on a hand-slapping celebration along both sides of the ropes. After retrieving his ball from the hole, he tossed it into the crowd.

There were only six players under par heading to the final round. Fowler and Compton were the closest challengers to Kaymer, both five shots back.

Kaymer seemed to be playing a different course the first two days, making 11 birdies and only one bogey. The third round was more of a grind, with the leader making five bogeys. He offset his bogeys with an eagle at No. 5 and a closing birdie on the 18th, leaving him firmly in control.

The only player to squander a five-shot lead going to the final round was Mike Brady in 1919. He shot 80 and lost to Walter Hagen in a playoff the following day.

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Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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