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New Apple Mac, mobile features coming this fall

MICHAEL LIEDTKE
AP Technology Writer

SAN FRANCISCO (AP) — Apple’s Mac operating system will have easier ways to share and search, while the iOS software for iPhones and iPads is getting new features for keeping tabs on your health and controlling home devices.

Apple executive Craig Federighi said data from various fitness-related devices now live in silos, so you can’t get a comprehensive picture of your health. He said that will change with HealthKit in iOS 8. Apple is also working with the Mayo Clinic to make sure your weight, calorie intake and other health metrics are within healthy ranges.

Apple is also making it easier for various devices to work together, even though the Mac and mobile systems are separate. You can share songs, movies and books you purchase with your entire family, and you can sync photos more easily across several devices. Macs and mobile gadgets will share more features, and you can exchange files between the two more easily and even make phone calls from your Mac.

The free updates will come this fall, though app developers get a test version Monday as the company opened its 25th annual developers conference in San Francisco.

Here are the highlights:

CHANGES TO MAC COMPUTERS:

— The next Mac system will be called Yosemite, after the national park, now that Apple is naming it after California locales rather than cats.

— You’ll be able to search for content on the computer and on the Internet at once, similar to a feature available with Microsoft’s Windows 8.

— Apple is expanding its iCloud storage service so that you can store and sync files of any type, not just the ones designed specifically for iCloud. It’s similar to how other services such as Dropbox let you work with the same files on multiple devices more easily.

— A Mail Drop feature will make it easier to send large files. Instead of pushing the entire file by email and overloading mail servers, the Mac will create a link that the recipient can click for the full file.

— The Mac’s Safari Web browser will have more privacy controls and ways to share links more easily.

CHANGES TO IPHONES AND IPADS:

— Like the new Mac OS, the iOS 8 system will have a universal search tool to cover both your device and the Internet. It will also get the iCloud Drive service.

— The new software will sport interactive notifications, so you can respond to a message without having to leave another app. It will have new gestures, such as double tapping to see a list of frequent contacts.

— A QuickType keyboard promises predictive typing suggestions. For example, if you start typing, “Do you want to go to,” the phone will suggest “dinner” or “movie” as the next word. Currently, the suggestions are limited to spelling corrections.

— IOS 8 will have a built-in health-management tool to help people track their vital signs, diet and sleeping habits. Apple’s chief rival, Samsung Electronics Co., incorporated fitness-related features in its latest flagship phone, the Galaxy S5, and announced plans last week for similar management tools.

— Apple announced new technology for controlling garage doors, thermostats and other home systems, although the company didn’t say how all the pieces will be linked together through what it calls HomeKit.

— For developers, Apple announced the ability to sell app bundles at discounted prices. The fingerprint security system on the iPhone 5s also will be accessible to apps written by outside parties, not just Apple functions such as unlocking the phone and verifying iTunes purchases.

WORKING TOGETHER:

— Apple’s AirDrop feature, which has let you share files with other devices of the same type, will now let iPhones and Macs share directly with each other.

— A new Handoff feature will let you switch devices more easily, so you can start writing an email on a phone and finish on a Mac. And when your iPhone gets a call, you can answer it using the Mac as a speakerphone.

— The iMessage chat service will be broadened to work better with Android and other competing phones.

ANNOUNCED EARLIER:

— Last week, Apple announced a deal to pay $3 billion for Beats Electronics, a headphone and music streaming specialist. The deal brings rapper Dr. Dre and recording impresario Jimmy Iovine to undetermined roles at Apple. During a demo Monday, Federighi placed a call to Dr. Dre to welcome him to Apple.

COMING SOON:

— Apple typically announces new iPhones in September and new iPads soon after that. Many analysts also believe the company will release an Internet-connected watch as part of Apple’s expansion into wearable technology.

SILENT:

— Despite speculation, Apple didn’t say anything about a long-awaited digital wallet that enables Apple to process payments on iPhones and iPads.

— Apple didn’t provide an update on CarPlay, its project for embedding automobiles with some of the iPhone’s main applications. But Apple did say it’ll be possible to tap the Siri virtual assistant without pressing a button. Cars with built-in CarPlay services and radios that are compatible with CarPlay are both expected this year.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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