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Reaction to Obama’s global warming plan

The Associated Press

Reaction from lawmakers, environmental activists, industry groups and others to President Barack Obama’s proposal to cut carbon dioxide emissions from U.S. power plants:

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“This is the beginning of the end of America’s long, dirty power plant era.” — Sen. Edward J. Markey, D-Mass., co-author of failed bill to limit carbon emissions.

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“The president’s plan is nuts. There’s really no more succinct way to describe it.” — House Speaker John Boehner, R-Ohio.

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“While it is important to reduce carbon in the atmosphere, this should not be achieved by EPA regulations. Congress should set the terms, goals and timeframe.” — Democratic Sen. Mary Landrieu, who is up for re-election in energy-dependent Louisiana.

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“The proposed rule issued today by the Environmental Protection Agency will lead to long-term and irreversible job losses for thousands of coal miners, electrical workers, utility workers, boilermakers, railroad workers and others without achieving any significant reduction of global greenhouse gas emissions.” — Cecil Roberts, president of United Mine Workers of America.

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“While we are still assessing the overall proposal, EPA appears to have allowed for a range of compliance options to reflect the diversity of approaches that states and electric utilities have undertaken and may undertake to reduce greenhouse gas emissions.” — Tom Kuhn, president of Edison Electric Institute, which represents utilities.

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“While a step forward, this rule simply doesn’t go far enough to put us on the right path. The science on climate change has become clearer and more dire, requiring more aggressive action from the president.” — Erich Pica, Friends of the Earth.

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“All countries, including the United States, must do even more than what this reduction trajectory indicates. … Nevertheless, this is an important step for an administration and a president really investing politically in fighting climate change.” — Connie Hedegard, climate change commissioner for the European Union.

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“If these rules are allowed to go into effect, the administration for all intents and purposes is creating America’s next energy crisis.” — Mike Duncan, president and CEO of the American Council for Clean Coal Electricity.

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“Today’s announcement by the Obama administration to reduce our nation’s global warming pollution from power plants is the most important step taken to combat the climate crisis in our country’s history.” — Former Vice President Al Gore, climate advocate and 2007 Nobel Peace Prize winner for his work on climate change.

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“You only need to look at the decades of scientific research and at the epic droughts and superstorms to know that we can’t wait any longer to take action on climate change.” — Republican former Gov. Arnold Schwarzenegger of California.

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“We are a manufacturing state that is competitive in part based on our low cost of energy. Raising the cost of electricity through these proposed EPA regulations will slow manufacturing and hurt Hoosiers across our economy.” — Republican Gov. Mike Pence of Indiana.

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“As users of one-third of the energy produced in the United States, manufacturers rely on secure and affordable energy to compete in a tough global economy, and recent gains are largely due to the abundance of energy we now enjoy. Today’s proposal from the EPA could singlehandedly eliminate this competitive advantage by removing reliable and abundant sources of energy from our nation’s energy mix.” — Jay Timmons, president and CEO of the National Association of Manufacturers.

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“Today, the president made good on his promise to American families that his administration would tackle the climate crisis and clean up and modernize the way we power our country.” — Michael Brune, executive director of the Sierra Club.

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“The impact on individuals and families and entire regions of the country will be catastrophic, as a proud domestic industry is decimated — and many of its jobs shipped overseas.” — Sen. Mitch McConnell, Senate GOP leader from coal-reliant Kentucky.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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