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Obama to tackle youth sports concussion issue

By WTOP Staff

DARLENE SUPERVILLE
Associated Press

WASHINGTON (AP) — Concerned that too little is known about the effects of head injuries in young athletes, President Barack Obama is bringing representatives of professional sports leagues, coaches, parents, youth sports players, researchers and others to the White House to help educate the public about youth sports concussions.

Tackling the issue at a White House summit Thursday, Obama also will highlight pledges of money and other support from the NFL, the National Institutes of Health, the Pop Warner Little Scholars and others to do the research, promote safety and speed development of materials designed to provide better protection.

Obama comes to the issue through his well-documented love of sports, and as the father of two daughters active in sports. The president thinks sports are also a good way to keep kids healthy and out of trouble, but he raised some eyebrows last year by saying he would “have to think long and hard” before letting a son, if he had one, play football because of the risk of head injuries.

“He, as a parent, is concerned about the safety of his own daughters,” said White House communications director Jennifer Palmieri, one of several officials who previewed the White House Healthy Kids & Safe Sports Concussion Summit for reporters.

In a report last fall, the Institute of Medicine and the National Research Council called for a national system to track sports-related concussions and begin answering questions about the risks of youth sports, such as how often do the youngest athletes suffer concussions or which sports have the highest rates.

A concussion is a type of traumatic brain injury that can be caused by a blow to the head. Concussions also can be caused by body blows that cause the brain to bounce around or twist inside the skull. Nearly 250,000 kids visit hospital emergency rooms each year with brain injuries caused by sports or other recreational activity, the White House said.

The pledges Obama will announce Thursday are designed to start gathering the needed data.

Among the largest commitments, the NCAA and the Defense Department are launching a $30 million effort to produce research on concussion risks, treatment and management. Concussions and other types of brain injuries are an issue for U.S. service members too. Gen. Ray Odierno, the Army chief of staff, was to participate in the summit.

The National Football League is committing $25 million over the next three years to promote youth sports safety.

The NIH is undertaking a new research effort on the chronic effects of repetitive concussions, work supported by the Foundation for the National Institutes of Health through an initial investment of $16 million from the NFL.

With a $10 million investment from Steve Tisch, UCLA will launch a program named for the New York Giants co-owner to target sports concussion prevention, outreach, research and treatment for athletes of all ages, but especially youth. The money will also support planning for a national system to determine the incidence of youth sports concussions. The Institute of Medicine report had called for the federal Centers for Disease Control and Prevention to establish and oversee such a system.

Pop Warner Little Scholars, a private youth league, will participate in a research project that tracks concussions and concussion trends in high school sports.

After Obama opens the summit with remarks, Fox Sports reporter Pam Oliver was scheduled to moderate a panel discussion that includes Odierno. In the afternoon, Obama planned to participate in sports drills on the South Lawn with kids from local YMCA programs.

Obama said in a 2013 interview with the New Republic that football may need to change to prevent injuries.

“I’m a big football fan, but I have to tell you if I had a son, I’d have to think long and hard before I let him play football,” Obama said. “And I think that those of us who love the sport are going to have to wrestle with the fact that it will probably change gradually to try to reduce some of the violence. In some cases, that may make it a little bit less exciting, but it will be a whole lot better for the players, and those of us who are fans maybe won’t have to examine our consciences quite as much.”

The NFL has agreed to pay $765 million to settle concussion claims from thousands of former players whose complaints range from headaches to Alzheimer’s disease. That settlement is still awaiting a judge’s approval, while a group of former professional hockey players have filed a class-action lawsuit of their own against the National Hockey League for head injuries sustained on the ice.

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Follow Darlene Superville on Twitter: https://twitter.com/dsupervilleap

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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