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Hatch: gay marriage will become law of the land

By WTOP Staff

SALT LAKE CITY (AP) — Utah Sen. Orrin Hatch conceded Wednesday it’s only a matter of time before gay marriage is legal across the country, even though he doesn’t think that’s the right way to go.

Hatch said people who can’t see what’s happening aren’t living in the real world. He made the remarks during an appearance on KSL-Radio’s Doug Wright Show (http://bit.ly/1koFdlh).

“Let’s face it: anybody who does not believe that gay marriage is going to be the law of the land just hasn’t been observing what’s going on,” said Hatch, a seven-term Republican senator who has been a proponent of keeping marriage exclusively between a man and a woman.

He said he doesn’t agree with the string of pro-gay marriage rulings, but defended two Utah judges who issued such decisions. Hatch said Robert Shelby and Dale Kimball are both excellent federal judges. Hatch recommended both for the bench — Shelby in 2011 and Kimball in 1997.

“How do you blame the judge for deciding a case in accordance with what the Supreme Court has already articulated?” Hatch said.

His only criticism of Shelby was that he didn’t immediately put his ruling on hold when he struck down Utah’s same-sex marriage ban in December. More than 1,000 gay and lesbian couples until the U.S. Supreme Court issued a stay more than two weeks later. The case is before the 10th Circuit Court of Appeals in Denver.

Gay rights activists have won 14 lower court cases since a landmark U.S. Supreme Court ruling last summer. Gay and lesbian couples currently can marry in 19 states and the District of Columbia, with Oregon and Pennsylvania being the latest states to join the list.

Hatch also questioned whether judges should be able to tell states how to handle an important matter like marriage.

He said he believes nobody should suffer discrimination, and said religious people should try to understand other people’s beliefs.

The former chairman of the Senate Judiciary Committee predicted the Supreme Court would take a gay marriage case in 2015.

“Sooner or later gay marriage is probably going to be approved by the Supreme Court of the United States, and certainly as the people in this country move toward it, especially young people,” Hatch said. “I don’t think that’s the right way to go, on the other hand, I do accept whatever the courts have to say.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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