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8 states release action plan to promote clean cars

JASON DEAREN
Associated Press

SAN FRANCISCO (AP) — Eight states on the East and West coasts released a plan Thursday for working together to put 3.3 million zero-emission vehicles on the nation’s roads by 2025.

The so-called “action plan” follows last year’s memorandum of understanding announced by the governors of the states, including California and New York.

The other states in the pact are Massachusetts, Maryland, Oregon, Connecticut, Rhode Island and Vermont. The states represent about 23 percent of the U.S. auto market.

Car manufacturers applauded the action plan but said a lot of work needs to be done to meet the 3.3 million goal with zero-emission vehicles making up less than a percent of nationwide new car sales.

“Automakers have invested billions of dollars in these technologies, so we have a huge stake in selling as many as possible” said Gloria Bergquist, vice president of the Alliance of Automobile Manufacturers in Washington, which represents General Motors and 11 other carmakers.

“We still have a steep climb. But we’re increasingly headed in the right direction.”

The states vow to cut red tape to allow for quick construction of charging stations and other infrastructure needed to grow the market for plug-in hybrids, battery powered cars and other clean-burning vehicles.

The plan includes other measures to make the cars more attractive to consumers — like creating incentives for workplace charging stations.

“Today, we’re putting a foot on the pedal to get more clean cars on the road,” California Gov. Jerry Brown, said in a news release. “This is real action to reduce greenhouse gas emissions.”

The agreement requires no specific financial commitment from each state. But each has ambitious clean car goals, so the idea is to share information and collaborate to smooth the path forward.

For example, the states are working as a group to improve signage for electric vehicle charging station’s on federal highways.

“One thing you find when you drive an EV as I do is that there are a lot of different signs telling people where there’s charging stations,” said Mary Nichols, chairwoman of California’s Air Resources Board. “(Better signage) will help smooth the way for drivers who buy these great vehicles.”

Automakers and dealers have said consumers are not fully embracing electric vehicles due to a lack of charging stations and the cost of cleaner-burning vehicles that is often higher than traditional models.

In 2013, zero-emission vehicles made up less than 1 percent of total U.S. auto sales, just more than 96,000 of the 15.5 million vehicles sold, the automakers’ group reported.

The multistate effort could help improve those numbers by quickly increasing the amount of hydrogen fueling and charging stations in states with a lot of cars.

“Putting 3.3 million ZEVs on the roads of Oregon and our partner states in the next 11 years requires both collaboration and action,” Oregon Gov. John Kitzhaber, said in the release. “This action plan gives Oregon and other partner states specific next steps to not only build on and expand current efforts, but to see them through.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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