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Texas Gov. Perry in Iowa; mulling 2016 GOP run

THOMAS BEAUMONT
Associated Press

HIAWATHA, Iowa (AP) — Behind Texas Gov. Rick Perry’s visit to Iowa this week to campaign for local politicians is a careful effort to remake his image from the 2012 Republican presidential candidate who couldn’t remember a key message during a debate, to a more polished and prepared contender.

While he denies it is a dress rehearsal for a second presidential run, Perry is studying policy, traveling and meeting with key activists as he campaigns for Iowa Gov. Terry Branstad and U.S. Senate candidate Matt Whitaker in the state expected to host the first presidential caucus of 2016.

“This hasn’t got anything to do with preparation. This has everything do to with Matt Whitaker,” Perry told reporters Wednesday after touring a Cedar Rapids-area manufacturer.

But the appearance with Whitaker, among five candidates for U.S. Senate, was the start of Perry’s third trip to Iowa since last year. It also includes a fundraiser for Branstad in Ames and three stops in Republican-heavy northwest Iowa on Thursday.

Aides say Perry, who dropped from the 2012 race after finishing fourth in Iowa, was not ready then.

“He’s been brutally honest that he was unprepared,” said senior adviser Jeff Miller. “Now, he spends every week talking with people.”

He is tapping policy experts and influential political activists, such as the New Hampshire Republicans he entertained in Austin Tuesday, Miller said. New Hampshire hosts the first-in-the-nation presidential primary.

Perry plans to visit Eastern Europe in late summer or early fall, aides said, all with the aim of being in a better position to decide to run than he was in 2011.

Three years ago, Perry was simultaneously wrapping up a Texas legislative session, undergoing back surgery and preparing to enter a Republican race already underway. The combination, they say, was responsible for the gaffe that badly damaged his campaign and became the subject of late night television ridicule. At a November, 2011 Republican debate, Perry could not remember the name of one of the government departments he wanted to abolish as president.

Wednesday, he seemed every bit the gregarious politician who entered the 2012 race to great fanfare, only to fall short of expectations.

The message Wednesday was the same: Promoting Texas’ rapid job growth as the national model, and castigating the Obama administration as “micromanaging.”

“Get out of the way and let the private sector do what the private sector does best, which is create some of the most innovative products in the world,” he told the plant’s employees.

The words rang true to Mike Bitterman, vice president and co-owner of Master Tool and Manufacturing Inc. The plant makes a range of products from car parts to toothbrush molds.

“Thank you for making conservatism work,” Bitterman said, shaking Perry’s hand.

Perry said he’ll decide about 2016 after he leaves office in Texas next year. But he said he’d return to Iowa this year.

“I will be coming up here, I would suggest to you, multiple times between now and the 4th of November,” he said. “After that, I’ll let you know.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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