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SEC coaches want to shut football camp loophole

By WTOP Staff

RALPH D. RUSSO
AP College Football Writer

DESTIN, Fla. (AP) — Southeastern Conference football coaches want the NCAA to close a loophole that allows schools to take part in out-of-state summer camps with high school prospects.

Penn State and new coach James Franklin caused a stir down south when it was announced earlier this month that the Nittany Lions’ staff would be working with prospects at Georgia State’s camp in Atlanta on June 10.

NCAA rules prohibit schools from running camps out of state more than 50 miles from their campus. Penn State’s presence at Georgia State’s camp doesn’t break the rule because the Nittany Lions are considered guests of the Panthers’ staff.

The SEC has a league rule prohibiting coaches from being guest at another school’s camp.

“There have been a lot of schools doing that for years,” Georgia football coach Mark Richt said Wednesday during SEC spring meetings. “The spirit of that (NCAA) rule is not to have satellite camps all over the place.”

SEC coaches are concerned that more schools will be encroaching on their fertile recruiting territory if the rules aren’t reformed.

Texas A&M coach Kevin Sumlin raised the issue last year at SEC meetings. Oklahoma and Oklahoma State have routinely partnered with small schools in Texas to make their presence felt in the talent-rich Lone Star State.

Franklin’s reach into Georgia brought even more attention to the issue. Franklin moved to Penn State after three seasons at Vanderbilt, where he was able to build recruiting relationships around the South.

Georgia State and coach Trent Miles benefit from the relationship with Penn State by drawing more and better players to their camp.

“To me, what I’m seeing is a loophole in that if another school sponsors a camp — Georgia Camp featuring Penn State coaches — or some Division II schools in Texas featuring Oklahoma’s coaches or Oklahoma State’s coaches or Texas’ coaches and then just barnstorming all around the place,” Richt said. “The rule says that everybody’s camp should be on their own institution, so it’s basically people finding a way around that rule. We think the rule was set for a reason and it ought to stay that way.”

Kentucky coach Mark Stoops, who has had great success recruiting in Ohio since taking over the Wildcats after the 2012 season, said if the SEC coaches can’t get the NCAA to close the loophole he would prefer the league lift its ban on guest coaching at other campuses.

“I don’t want to speak for everybody in the room, but from what I heard in there is most of our coaches would be in favor of at least being on an even playing field,” Stoops said.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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