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LG emphasizes simplicity in new G3 smartphone

ANICK JESDANUN
AP Technology Writer

NEW YORK (AP) — LG’s new smartphone provides sharper pictures than other leading phones, while sporting a customizable keyboard that promises to make typing easier.

The G3 phone’s high-resolution display has 538 pixels per inch. Most other phones are in the 300-pixel range, with a handful reaching the 400s. The phone’s display measures 5.5 inches diagonally, yet the phone is only a tad larger and heavier than Samsung’s 5.1-inch Galaxy S5.

But the G3 lacks water resistance, a fingerprint reader and a heart-rate monitor — all of which are found in the S5.

In an interview Tuesday, U.S. marketing executive Chang Ma said LG wanted to emphasize simplicity and avoid loading the phone with features that are complex to use or don’t work well. With water resistance, for instance, Ma said LG would have had to “sacrifice other key features and functions,” including keeping the weight down and the device small enough to hold comfortably.

The G3 also promises fast auto-focusing and one-touch controls on its 13-megapixel camera. People will be able to unlock phones not with passcodes but a pattern of taps on the screen. The keyboard’s height can be adjusted to make keys bigger or smaller, and users can choose which symbols appear on the bottom row.

But many of the innovations in the G3 are familiar. For instance, it offers a way to hide certain photos and video when lending a phone to others. Samsung’s S5 has a similar feature.

LG said the phone will be available in a few markets this week, including its home country of South Korea. It will be available in the U.S. this summer through all major wireless carriers. Prices weren’t announced.

LG has had trouble getting noticed for its smartphones in a market dominated by Samsung Electronics Co. and Apple Inc. According to Gartner, LG had a market share of less than 5 percent last year, in fourth place just behind Huawei. Samsung had a 31 percent market share last year and Apple had 16 percent.

Last year’s G2 phone was notable for moving the power and volume controls to the back, which the company said made the phone easier to handle and less prone to drops. But the phone got little attention. The G Flex, a phone with a curved display, was expensive, and the benefits of the slight curve weren’t apparent. LG also makes the Nexus 5 phone under Google’s brand.

Ma said LG has learned from past launches and will emphasize not the specifications and the technology but the benefits that they provide.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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