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Hagel: New officers must help eliminate assault

BRIAN WITTE
Associated Press

ANNAPOLIS, Md. (AP) — Defense Secretary Chuck Hagel said Friday that new officers will be counted on to lead the fight against sexual assault, remain ethical under tough circumstances and help people in the military facing mental health issues.

Hagel told the graduating class of the U.S. Naval Academy that students have seen how sexual assault can destroy trust and confidence at the core of the military. He told them to use their experience to make sure everyone is treated respectfully.

In the past year, the academy has seen the prosecution of three academy football players accused of sexually assaulting a classmate. Charges against two were dropped. A third man was acquitted. Their woman classmate at the center of the case graduated Friday.

“You’ve seen what these crimes do to the survivors, their families, institutions and communities,” Hagel said. “You know how they tear people and units apart, how they destroy the bonds of confidence and trust that lie at the very core, the center, the heart of our military. Take this knowledge and do whatever you can to make sure everyone, everyone, is treated with the dignity and respect they deserve.”

Hagel also told graduates they will face tremendous pressures in their new leadership roles to succeed at any cost. That, he said, sometimes clouds judgment of what’s right from wrong. In February, the Navy said it was investigating cheating allegations against about one-fifth of its trainers at a school for naval nuclear power reactor operators at a nuclear propulsion school at Charleston, S.C.

“We see all too often that small actions can reverberate in large ways, whether it’s sharing answers on a test, looking the other way when someone denigrates another human being or taking advantage of the trappings in your office,” Hagel said.

He told the newly commissioned officers to remember that their actions will define them in the eyes of everyone around them.

“As a leader you are a role model — maybe your biggest responsibility of all — and you have the power to inspire and encourage others to do the right thing,” Hagel said.

Hagel also told graduates they will lead people struggling with mental health issues as the nation concludes 13 years of war. He noted the deaths of three fellow students at the Naval Academy in recent years as an example of the kind of loss sailors and Marines are experiencing after losing friends to combat, accidents or suicide.

“What we need to remember — what our entire country needs to remember — is that these brave individuals don’t need to be avoided or stigmatized. They need to be embraced,” Hagel said. “They need to be helped. They need leaders with compassion and humility, leaders they know and trust will go the extra mile for them.”

A total of 1,068 students graduated, including 849 men and 219 women. There were 784 commissioned as Navy ensigns and 265 commissioned as 2nd lieutenants in the Marine Corps. Seven students graduated who weren’t commissioned, and there were 12 graduates from other countries.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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