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Peter’s Take: McAuliffe Right on Women’s Health Clinics

Peter’s Take is a weekly opinion column. The views and opinions expressed in this column are those of the author and do not necessarily reflect the views of ARLnow.com.

Peter Rousselot

Gov. Terry McAuliffe recently announced the appointments of five new members to the state Board of Health. He directed the Board to review controversial regulations it adopted to regulate all Virginia women’s health clinics at which first trimester abortions are performed.

Gov. McAuliffe made the right decision.

Background

In 2011, Virginia passed a new law authorizing the Board of Health to adopt stricter regulations for these women’s health clinics. The regulations require the clinics to comply with construction standards used for inpatient hospitals. They force the clinics to have hallways that are of specific widths, provide locker rooms for staff members, new ventilation systems and larger parking lots.

Recognizing that the regulations would cost millions to implement, the Board initially grandfathered existing women’s health clinics from their applicability. The Board’s initial decision was wise when you consider that the new law and regulations do not cover other outpatient facilities, such as those performing oral or plastic surgery, even though the latter facilities engage in medical procedures of comparable risk.

After the Board’s initial decision, the Board came under intense pressure from then-Attorney General Ken Cuccinelli to reverse it. Cuccinelli wrote to Board members, telling them that they had exceeded their authority, and warning them that if they persisted in their decision to grandfather existing clinics, he would not defend them in any subsequent lawsuits. He also warned them that they might be personally liable in any such suits.

Faced with these pressures, the Board reversed itself, and proclaimed that existing clinics would be subject to its new regulations. If the Board sticks to this course, most or all existing clinics are likely to shut down. Five have already closed. When clinics close, women are also denied access to other services, such as testing for sexually transmitted infections and cancer screenings, or they are forced to travel longer distances to get these services.

Cuccinelli’s goal from the beginning was to shut down as many of these clinics as possible.

What’s Next?

The Board could simply vote to re-affirm that no existing clinics are grandfathered. In that case, the clinics and their patients are no worse off than now. The Board could vote to go back to its original decision to grandfather existing clinics. Those who believe the Board lacks power to do that could challenge the Board in court. If such a challenge succeeds, the clinics and their patients again are no worse off than now. But, if such a challenge fails, then the clinics and their patients will be much better off than they are now.

Gov. McAuliffe deserves credit for standing up for women’s health and reproductive choice in Virginia.

Peter Rousselot is a former member of the Central Committee of the Democratic Party of Virginia and former chair of the Arlington County Democratic Committee.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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