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16 Puerto Rico policemen face corruption charges

SAN JUAN, Puerto Rico (AP) — Sixteen former and current police officers in Puerto Rico have been charged with running a criminal ring to generate money through bribes, robberies and drug sales, authorities said Thursday.

The officers are suspected of planting evidence to make false arrests and then extorting victims, demanding money in exchange for their release, said U.S. Attorney Rosa Emilia Rodriguez.

They also are charged with entering homes used by suspected criminals to steal money, drugs and other items. The police officers are additionally accused of providing false testimony, manipulating court records and not appearing in court to force the dismissal of cases in exchange for bribes, officials said.

Two officers are specifically charged with conducting a traffic stop and stealing about $22,000 in what authorities say was illegal drug money.

“Officers who use their badges as an excuse to commit egregious acts of violence and drug trafficking are an affront to the rule of law,” Rodriguez said.

The indictment states that the alleged ring operated from 2009 until January 2014.

Puerto Rico’s police department is undergoing a 10-year federally mandated reform after a 2011 report accused officers of illegal killings, corruption and civil rights violations.

The U.S. territory has the second-largest police force in the United States with roughly 17,000 officers.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. 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