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Sept. 11 museum opens to relatives and survivors

JONATHAN LEMIRE
Associated Press

NEW YORK (AP) — Tears in her eyes, firefighter widow Maureen Fanning emerged Thursday from the new Sept. 11 museum deep beneath ground zero, unable to bring herself to look at all of it.

“I just think it would be a little too overwhelming today,” she said, unsure when she would return. “It’s a lot to digest, to absorb. Not anytime soon.”

Victims’ friends and relatives, rescue workers and survivors of the terrorist attack descended into the subterranean space and revisited the tragedy as the National Sept. 11 Memorial Museum was dedicated by President Barack Obama as a symbol that says of America: “Nothing can ever break us.”

The museum’s artifacts range from the monumental, like two of the huge fork-shaped columns from the World Trade Center’s facade, to the intimate: a wedding ring, a victim’s voice mail message.

Some relatives found the exhibits both upsetting and inspiring.

Patricia Smith’s visit came down to one small object: the New York Police Department shield her mother, Moira, was wearing 12½ years ago when she died helping to evacuate the twin towers.

Patricia, 14, said she left feeling a new level of connection to her mother. Still, “seeing that, reading the story that goes along with it, even if I already know it, is really upsetting,” she said.

David Greenberg, who lost a dozen colleagues who met for breakfast at the trade center’s Windows on the World restaurant on Sept. 11, called the museum “breathtaking, awe-inspiring and emotional.”

“You have your moments when there can be solitude, moments when there can be happiness, and a mixture of emotions through the entire museum,” said Greenberg, who worked at an office nearby.

The museum opens to the public Wednesday, but many of those affected most directly by 9/11 could start exploring it Thursday.

Family members also paid their first visits to a repository at the museum that contains unidentified remains from the disaster.

Monica Iken never received her husband’s body. “But he’s here. I know he’s here,” Iken, a museum board member, said after leaving the repository.

Many in the audience wiped away tears during the dedication ceremony, which revisited both the horror and the heroism of Sept. 11, 2001, the day 19 al-Qaida hijackers crashed four airliners into the trade center, the Pentagon and a field in Pennsylvania. Nearly 3,000 people were killed in an attack that plunged the U.S. into a decade of war in Afghanistan against al-Qaida’s Taliban protectors.

After viewing some of the exhibits, including a mangled fire truck and a memorial wall with photos of victims, Obama retold the story of Welles Crowther, a 24-year-old World Trade Center worker who became known as “the man in the red bandanna” after he led others to safety from one of the towers. He died in the tower’s collapse.

The president said the museum pays tribute to “the true spirit of 9/11 — love, compassion, sacrifice.”

“Like the great wall and bedrock that embrace us today,” Obama said, referring to the way an underground flood wall withstood the attack, “nothing can ever break us. Nothing can change who we are as Americans.”

One of the red bandannas Crowther made a habit of carrying is in the museum. Crowther’s mother, Alison, said she hoped it would inspire visitors to help other people.

“This is the true legacy of Sept. 11,” she said.

Former President George W. Bush was also invited, according to the museum. But Bush spokesman Freddy Ford said he was unable to attend because of a scheduling conflict.

At the dedication ceremony, retired Fire Department Lt. Mickey Cross described being trapped for hours in the wreckage — and then joining the recovery effort after being rescued.

Kayla Bergeron remembered taking her final steps to safety, after 68 flights, on the battered staircase that now sits in the museum. “Today, when I think about those stairs, what they represent to me is resiliency,” she said.

Also in the collection are the shoes Florence Jones shed on her way down one of the towers.

“I wanted my nieces and my nephew and every person that asked what happened to see them and, maybe, understand a little bit better what I felt like to be us on that day,” she said.

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Associated Press writers Josh Lederman, Karen Matthews and Jennifer Peltz contributed to this report.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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